How much does a car insurance accident investigator cost per month?

About three thousand.

The daily life of an auto insurance surveyor: As an experienced surveyor, when receiving a dispatch case investigation task, he does not go directly to the scene, but first analyzes the reported information, initially understands the case, and pays attention to accidents time of occurrence. If it is late at night or early in the morning, this is a high-risk period for intentional fraud. You should be especially careful about drunk driving if you are driving at noon or in the evening after dinner or during weekend entertainment. Accidents near the insurance period or when insurance is temporarily added are most likely to be intentional, so you must be vigilant.

The second is where the accident occurred: a remote area where people might fake things. Accident patterns: Are older models and stolen vehicles more likely to be robbed? Historical accident situations: The accident vehicles escaped from danger many times, concentrated in short time intervals.

Report information: The content of the report information has confusing logical relationships.

Carry out timely investigations and grasp first-hand situations.

First scene: For serious and extremely large cases, it is necessary to investigate as much as possible and rush to the first scene at the same time, collect first-hand information from the accident scene in a timely manner, and supervise, guide and assist claims personnel in on-site processing.

Re-examination of the scene: Conduct a re-examination of the situation at the crime scene, compare the previous investigation and damage situation, comprehensively investigate the surrounding situation, and look for relevant clues.

Focus of car insurance case investigation:

a. The details of the accident, whether the time, place, cause (vehicle speed), etc. are true.

b. Whether the accident losses are real and whether the collision marks are reasonable. c. Whether there was intentional behavior, or whether others used the subject matter of insurance to cause accidents and defraud compensation.

d. The authenticity of the identity of the driver and the people on the vehicle, whether the driver involved in the accident is a driver approved by the insured, and whether there is a cover-up situation.

e. Whether the accident handling situation is true and whether the relevant documents provided are true. f. Whether the rescue is reasonable and whether the insured knows about the entrusted repairs.

g. In the past insurance accidents, whether there was any behavior of first getting out of danger and then purchasing insurance.

h. Whether the subject car is legal, whether its purpose is concealed, and whether it is in danger while engaging in illegal activities.

The main methods of auto insurance investigation:

Interview relevant personnel or witnesses in the case, and record the purpose of the inquiry

a. Understand in detail the entire process of the accident and its handling, Look for doubts and clues.

b. Understand some hidden associations and find loopholes for the discovered doubts.

C. Verify doubts with relevant personnel and obtain accurate testimony.