Among Fu Bao Network Technology Shanghai Co., Ltd., Admiralty Payment and Lianlian Yintong Electronic Payment Co., Ltd., which three companies provide small loans to the central bank?

Small loans are made by three companies: Fu Bao Network Technology Shanghai Co., Ltd., Admiralty Payment Co., Ltd. and Lianlian Yintong Electronic Payment Co., Ltd., which credit information is directly linked to the lending company has nothing to do with the platform. Looking forward to your answer, there is no gorgeous language, but my gratitude to you will not decrease.

A few companies that access the central bank's credit information system can learn about it, such as financial union, Asian union finance, Ping An, timely rain and so on. , and most of them are not bad at present; Even if the loan company is not connected to the credit information system, it will not temporarily generate bad credit after it is overdue, and it should not be overdue easily.

In loans overdue, there will be default interest at first, and then the loan company also has strict risk control and various collection methods, which may affect normal life and work. And even if the loan company fails to collect the debt, the loan company can recover the debt through legal means.

Small loan companies need to check credit records and ask applicants to provide personal credit reports. However, small loan companies have low requirements for personal credit records. If the applicant has one or two overdue records, it will basically not affect the loan application business.

Extended data:

At present, it is mainly used in various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in commercial credit sales, credit transactions, recruitment and job hunting and other fields. In addition, the personal credit report also provides a way for inquirers to examine and standardize their own credit history behavior, and forms a verification mechanism of personal credit information.

Credit information

1, personal basic information identifies an individual and reflects his family and occupation;

2. Personal credit information formed by the credit relationship between individuals and financial institutions or housing provident fund management centers;

3. Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions;

4. Public record information related to personal credit formed by administrative organs, executive organs of administrative affairs and judicial organs in the process of exercising their functions and powers;

5. Other information related to personal credit.

Baidu Encyclopedia-Personal Credit Survey