What do car loan officers mainly do?

1. What do auto loan officers mainly do?

Mortgage Commissioner refers to the full-time personnel engaged in mortgage activities. Due to the different nature of companies and units, the work arrangements of mortgage specialists are also different. First, the main work of the automobile sales mortgage specialist is as follows:

1, responsible for exploring new customers and achieving various business indicators;

2. Be responsible for introducing the company's financial products to customers and distributors clearly and completely, and providing explanations and quotations on financial loan business for mortgage customers;

3. Initially review the qualifications and authenticity of loan customers to avoid potential risks;

4. Be responsible for reviewing the authenticity, completeness and accuracy of the customer's pre-loan contract data;

5. Help customers prepare relevant application documents and materials and submit financial loan applications to banks in time;

6. After the loan is approved, collect the documents required for vehicle mortgage registration from sales consultants and customers; Extended data:

Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car, also called auto mortgage. Object of loan: The borrower must be a permanent resident of the place where the loan bank is located and have full capacity for civil conduct. Loan conditions: the borrower has a stable job, the ability to repay the principal and interest of the loan, and good credit; Can provide recognized assets as collateral or pledge, or a third person with sufficient compensatory ability as a guarantor to repay the principal and interest of the loan and bear joint liability. Loan amount: The maximum loan amount generally does not exceed 80% of the price of the purchased car. Loan Term: The loan term for automobile consumption is generally 1-3 years, and the longest is no more than 5 years. Loan interest rate: uniformly stipulated by the People's Bank of China. Repayment method: you can choose one-time repayment of principal and interest and installment repayment. An auto financing or guarantee company, as a guarantor who repays the principal and interest of the loan and assumes joint liability, is a third party with sufficient compensation capacity.

Second, how about the work of car mortgage? Is it easy to do?

It's completely mortgaged.

Need to provide information, ID card, driver's license, bank card.

3. How about the car mortgage? Is it easy to do?

But if you can persist for two years, you can make money lying down. 2. Be a ground salesman. At present, the car loan industry is developing very fiercely and the competition is great. You have to understand that there are not many people in this field, but you should only be a car loan customer, because customers can make money by helping customers borrow money. Be diligent and make more friends in this field.

4. Is the car loan manager of China Merchants Bank easy to do?

It is not easy to do it because the car loan manager of China Merchants Bank is mainly responsible for the management and training of auto finance business, team performance and channel development, and the sales of small consumer loans. Car loans are mostly handled by car owners at the car dealership when they buy a car.