Changsha's purchase restriction is relaxed? Official response: It is only a normative document.

Original title: Changsha purchase restriction is relaxed? Official response: Only the purchase restriction policy of normative documents has not been adjusted.

A few days ago, an "internal document" of Changsha Real Estate Registration Center was circulated on the Internet, which made the Changsha property market in the off-season restless again. Is the regulation policy of Changsha property market really "loose" as rumored?

When the reporter of the National Business Daily verified the situation with the Changsha Real Estate Registration Center, the response of the staff of the center was consistent with the previous response to the local media, that is, it was only a normative document, and the purchase restriction policy introduced by Changsha on June 25 last year was not adjusted or relaxed. Within the time limit, according to the business norms in the document. However, when the buyer specifically handles the business, he needs to bring relevant certification materials, which can only be handled after being audited by the service window. This normative document is only for second-hand houses.

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Only a number of fine-tuning rules have not loosened the "June 25" New Deal.

Yan Yuejin, research director of the think tank center of Yiju Research Institute, pointed out to the reporter of the National Business Daily that "Changsha mainly involves three types of adjustments this time: the first is to allow social security to pay back, which is consistent with the practice in many cities across the country, taking into account the situation of social security interruption after work; Secondly, under the tax deduction policy, some property buyers may not have tax records in some months, and at this time, the declared amount of' 0' is allowed as the tax payment certificate; The third type is flexible employment, which does not require relevant residence certificates. It only needs to check the social security payment records, which also reflects the convenience orientation. "

The "paying social security or individual tax for six months" mentioned in this document was once interpreted as "18 months social security can buy a house, and the policy is loose". The staff of Changsha Real Estate Registration Center explained to the National Business Daily reporter that the statement circulating on the Internet was not accurate. "Buyers who buy houses in this city without using social security or individual taxes must meet the requirements of paying social security for 24 months within 30 months from now before they can be included.

Compared with the "6.25" New Deal issued by Changsha last year, non-Changsha registered families need to be stable in employment and have no housing, and have paid personal income tax or social insurance in this city for 24 months; Families who move into new household registration outside the city must meet the requirements of settling in this city 1 year and having stable employment (paying personal income tax or social insurance in this city continuously 12 months). After this fine-tuning, the buffer for paying social security for six months was increased, and only a small adjustment was made on the demand side.

The most severe part of the "June 25" new purchase restriction policy imposed strict restrictions on both the supply and demand sides, such as "the transaction period after obtaining the immovable property certificate was adjusted from 3 years to 4 years; Families with 1 suite in the restricted purchase area can only buy a second house after obtaining the real estate ownership certificate for four years; Provisions such as "parents are not eligible to buy a house within 2 years" have not been loosened this time.

Yan Yuejin believes that "this adjustment has a positive effect on' some buyers can't get the qualification to buy a house through auditing'. Although it can't be considered as a signal of relaxation, it will actually release more transaction demand and stimulate some property buyers to enter the market. Recently, some cities have made fine-tuning policies. It is indeed because the tightening is of little significance, so it will be loose in some markets. "

Second-hand housing prices are upside down, and second-hand housing prices have been falling.

According to Anjuke's statistics, from July 20 18 to June this year, the price of second-hand houses in Changsha was generally in a downward trend except for a slight increase in August last year and February this year. For example, in August last year, the average price of second-hand houses in Changsha was 1 1064 yuan/square meter, while in June this year, the average price was 10408 yuan/square meter, a decrease of nearly 6%.

The price change of second-hand houses in Changsha in the past year Source: Anjuke

The report of Leju.com at the beginning of 2019 shows that the transaction volume of second-hand houses in 20 18 decreased by 48.22% from the previous month.

Yan Yuejin told the reporter of National Business Daily that the data shows that the real estate market in Changsha is indeed cooling down, which fully shows that the regulation is effective and the demand for investment speculation has indeed been suppressed.

It is worth noting that due to the continuous control measures and price limit policies, the prices of new houses in Changsha are moderate at present, and the prices of first-hand and second-hand houses even appear upside down. According to the data of Anjuke, the average price of new houses in Changsha in June was 9726 yuan/square meter, which was lower than the average price of second-hand houses in the same month 10408 yuan/square meter.

The reporter checked the relevant information and found that the current price of real estate for sale in Changsha is 5 100 yuan ~15,000 yuan/square meter, most of the projects are around 10,000 yuan, and the price of some high-end projects reaches 24,000 yuan/square meter.

Changes in the price of new houses in Changsha in the past year Source: Anjuke

"At present, the bank credit policy has not been completely relaxed, and the market is expected to generally cool down in the third quarter, making the Changsha market still in a cooling channel. From the follow-up situation, it is expected that the market will pick up. If the supply of new houses is not much, then the second-hand housing market will also start to heat up. Even for some second-hand houses with better school districts, prices will rebound. " Yan Yuejin added.