How does China Life respond when employees report a large number of frauds under their real names?

16 After joining the company, the beauty reported the shady name of China Life! Selling insurance, why do you?

Netizen "@ Bunny 1988z" is an employee of China Renshou Nenjiang Branch, with the length of service of 16. She reported that there were some problems in her company, such as false increase in staff, false suspension of manpower and false listing of expenses. Sun Xiaogang, the deputy manager of the company, cheated insurance and sought personal gain.

Xiao Ren, who was born in life insurance, is familiar with this. As a former insurance agent of China Life, the company didn't pay attention to the development of agents and the improvement of business skills, so we have been adding staff since we came. Today's exposure meter praised Zhang Naidan and admired Zhang Naidan for exposing it. XiaoRen know two things today, need not elaborate:

Today's exposure meter praised Zhang Naidan and admired Zhang Naidan for exposing it.

XiaoRen know two things today, need not elaborate:

1, falsely increasing the number of employees, and falsely hanging manpower to obtain high rewards and expenses of the company.

2. "Long-term insurance is short" to defraud customers and obtain high returns. And give customers other benefits than those stipulated in the policy.

1. inflated the number of employees, and falsely linked manpower to obtain high rewards and expenses from the company.

Having said that, I have to mention the Basic Law. Every major insurance company has a set of basic laws governing insurance agents.

The business personnel corresponding to the Basic Law are field personnel engaged in the sales, service, recruitment, consultation and management of insurance products.

The daily management, income and treatment, business assessment, welfare and professional quality of business personnel shall be implemented in accordance with these measures unless otherwise stipulated. The core of the Basic Law is "employee-oriented".

Moreover, the benefits of increasing the number of employees often outweigh the benefits of doing business. Under this premise, in addition to performance, the company's agents all aim at increasing the number of employees. They said that if they can't move, they will hold a business briefing meeting and find a tutor to talk about insurance benefits, which means they can make money and relax. Smart agents will study the basic law of insurance companies and increase manpower through financial management.

This is a very good loophole. Be your own supervisor, bring someone here, and let employee A pay the bill. Employee A's commission+the company's employee allowance, and the supervisor's commission. In this case, the first year's premium will not only be spent, but also earn some money.

In this way, the team can develop in large numbers, and the team will increase dramatically. Therefore, students, high school graduates, parents, people who are re-employed to do WeChat business and health care products can come as long as they are individuals.

In this case, if there are not enough people, go to recruit punch workers.

There are too many kinds of fake manpower (insurance company agents only need to have meetings in the morning and do whatever they want at other times). In addition, there are supervisors, group managers, senior group managers and office managers. It is difficult to maintain this ranking all the time, or a large number of new people are needed. If there are not enough people, all kinds of bonuses will be deducted. We are short of staff, but we still try our best to increase the number of employees and register (relatives and friends around us all say that an article will be signed up by an insurance company and I will call you. At that time, my team and supervisor took several mobile phones to sign in)

When recruiting additional staff, personnel specialist, business assistant, Guan Peisheng, China life entrepreneur, computer management talent, etc. They are all routines, and they are trying to recruit and increase the number of people.

Why come up with so many tricks, don't you want to think about how to keep people?

(Isn't there too many people in China fooling this and that? ) Look at the painted cake. It's big and round.

16 After joining the company, the beauty reported the shady name of China Life! Selling insurance, why do you?

Second, "long insurance short" deceives customers and obtains high returns.

And give customers other benefits than those stipulated in the policy. Long-term risk and short-term, "packaging" Shi Sheng genuine products into 1 year savings products, which is an annuity insurance product. Annuity insurance products are very complicated. He doesn't want to be as flexible as bank deposits, but changes his cash flow and receives a fixed amount of cash every year. The most important thing is that he lost a lot when he took it out a few years ago.

When I put it into a one-year savings product, my anger suddenly came up. It's disgusting. It's fucking disgusting.

It's bad for your conscience. If you explain the situation to the customer in advance, you are taking the company's money. After buying the product, you should return the insurance policy. I can get all kinds of rewards. This is the company's money, but if you don't explain the situation to the customer in advance, the customer is in urgent need of money, and the loss will be compensated. What a fucking conscience.

Moreover, annuity insurance itself is a product that is difficult to sell. In order to better off-line sales, various product briefings will be held and transactions will be conducted at the meetings. When the premium reaches a certain scale, there will be all kinds of gifts, thousands, gold gift packages and all kinds of gift packages. This is only part of it. Some salesmen have limited skills and various kickbacks.

Benefits outside the customer's insurance policy are too common.

To be honest, forcing employees and insurance agents to falsely report premiums is common in this industry. The distribution of benefits in the pyramid is really just the rational use of rules to collect wool from insurance companies. ......

The job of an insurance agent is difficult to do. Basically, the early stage is to use your own contacts and resources to make orders. In essence, insurance companies are also looking for customers when recruiting people. There is no basic salary in the early stage of acting as an agent. If you have achievements, you will get a basic salary, or even a basic guarantee. If you don't have the strength or a good teacher to lead you, you will lack basic understanding and cognition of this industry. I went in, just to be cut.