How much is it to transfer to Chengdu medical insurance personal account every month? Chengdu medical insurance personal account transfer standard

Medical insurance is one of the five social insurances. After entering the company, the company will pay medical insurance for employees. Employee medical insurance has a personal account, and part of the expenses are accounted into the personal account. Of course, the selection criteria are different in different regions. I take Chengdu as an example.

How much does Chengdu medical insurance personal account transfer every month?

1. On-the-job employees (including flexible employees)

Personal account monthly into the standard for my insurance payment base of 2%.

In actual distribution, 0. 1% of long-term care insurance premium will be withheld for people under 40 years old; Those who have reached the age of 40 also need to withhold 0.2% of the long-term care insurance premium.

2. Retirees

For the retirees of government agencies and institutions insured by unified accounts, the personal accounts of medical insurance shall be included in 2.8% of the average basic pension for retirees of government agencies and institutions in 2022;

Unified account insured enterprise employees retirees (including flexible employment retirees), medical insurance personal accounts in accordance with the city's enterprise employees (units) retirees in 2022 the average basic pension of 2.8% included.

When actually distributing, 0.3% of long-term care insurance premium should be withheld.

How many years does it take for Chengdu employees to enjoy medical insurance for life?

1, continuous payment 15 years.

The insured actually paid the basic medical insurance for urban workers in Chengdu 15 years, and never paid it off during 15 years. When the individual insured of medical insurance for urban workers in Chengdu continuously pays the basic medical insurance premium in full, the arrears of more than 4 months are regarded as interruption, and the premium during the arrears period cannot be paid back. After re-insurance, the payment period can be calculated cumulatively.

2, the cumulative payment for 20 years.

The basic medical insurance for urban workers actually paid by the insured in Chengdu, regardless of whether the payment is interrupted halfway, all payment years are calculated cumulatively. When reaching the statutory retirement age, after the sum of the actual payment years in Chengdu reaches 20 years, you can stop paying the basic medical insurance premium and continue to enjoy the basic medical insurance benefits in Chengdu.

Insured persons need to pay medical insurance on time. If medical insurance is not paid, he will not enjoy medical insurance benefits. The insured should pay attention.