How often does medical insurance pay to personal account?

Medical insurance puts money into personal accounts once a year.

The money in the medical insurance card is paid every April 1, only once a year (provided that you have a unit to give you extra money to work), and you pay the social security fee for that month in the unit; After the bank deducts the money successfully, the payment will start in about a week. Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance and is identified by personal ID card.

Personal account of medical insurance is referred to as personal account of basic medical insurance. Personal accounts are mainly used to record and store personal account funds and are used for personal medical consumption according to regulations.

The payment standard of medical insurance is as follows:

1. proportion of medical expenses: the proportion of medical expenses paid by medical insurance fund is generally 50%-90%, and the specific proportion depends on the nature, type and grade of medical services;

2. Drug payment standard: the standard for medical insurance fund to pay drug expenses is generally zero price difference or price limit, that is, the price of drugs provided by medical institutions shall not be higher than the local price limit standard;

3. Payment standards related to disease diagnosis: For certain diseases and medical services, the payment standards of medical insurance funds may be different. For example, for patients with chronic diseases, treatment of special diseases, special medical services, etc. The proportion of medical insurance fund payment may be higher;

4. Individual pays standard: the part paid by the medical insurance fund does not include the individual pays part. Individuals need to pay the corresponding out-of-pocket part according to their own medical insurance types and regional regulations.

To sum up, the specific medical insurance payment standard and individual out-of-pocket payment standard may change due to different regions and time. It is suggested that individuals should know their rights and responsibilities when enjoying medical insurance benefits, and abide by the relevant provisions of medical insurance to avoid unnecessary problems.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.