The difference between deep family social security and non-deep family social security

First, the payment ratio is different. Deep household payment 14%, non-deep household payment 13% (the individual payment ratio is the same). The higher the contribution ratio, the more leaders you can lead after retirement. Second, if the retirement age is not enough, the Shenzhen hukou can be paid in full in Shenzhen 15 years. External account has paid 10 years before it can apply for deferred payment. If it is less than 10 years, it can only be transferred back to the location of the account.

2. Medical insurance

Types of basic medical insurance in Shenzhen: basic medical insurance level 1, basic medical insurance level 2 and basic medical insurance level 3, with different payment, treatment and adaptation groups. The higher the number of files, the more payments, the wider the scope of use (hospitals), the more reimbursement categories, and the higher the reimbursement ratio. According to the current medical insurance policy, units must buy a social security for employees with deep households, and non-deep households can buy one, two and three files in principle, but the reality is that most companies buy the second file for white-collar workers and the third file for migrant workers, and the other three files cannot buy maternity insurance.

3. Personal payment

If you change to a freelancer, or you can't find a job for a while, and social security is interrupted, deep households can go to the social security bureau to pay personal expenses. Non-deep households can't pay personal expenses, but they must pay through the unit. Social security interruption affects buying a house, buying a car and sending children to school, so be cautious.