Why do you need a social security card?

When it comes to social security card, the first thing you may think of is its medical function. Actually, it is not. 20 17 social security card basically realizes the national one card, including pension, unemployment, medical care, work injury and maternity. You need it. If you just think of it as a medical insurance card, it's really a waste of time. Social security card has many functions, besides seeing a doctor, it can also be used as ID card, bank card and other functions.

The information on the social security card mainly includes the cardholder's name, cardholder's photo and social security number. This security number is a citizen's identity card number, which is required to be unique in the whole country, unchanged for life and unified in rules. In addition, there are card issuer logo, UnionPay logo, contact IC chip, human resources and social security agency seal, bank card number, service phone number, business card manufacturer code and other information.

1, the powerful function of social security card:

(1) The social security card can be used as an ID card, which is the function of its identity certificate. Identity certificate mainly refers to the identity certificate of enjoying public employment service, employment support policy, insurance registration, payment declaration, social insurance relationship conversion, medical expense reimbursement and treatment qualification certification.

(2) It can be used as a bank card.

At present, social security card is one card and two accounts, which are divided into medical insurance personal account and financial account.

It is equivalent to a dual-purpose card, which is both a social security card and a bank debit card. There are cash deposit and withdrawal, transfer, consumer finance and other services, which are more convenient to use. Thanks to chip technology, the security of the new social security card is also stronger. However, it is only used in China at present, and the credit function is not supported for the time being, but the inter-bank cash withdrawal in the province is free.

(3) The function of social security card is not limited to "medical insurance card".

The first thing to declare is that the social security card is not equal to the "medical insurance card". Social security card is the first to enable medical insurance function, so many people mistakenly think that social security card is medical insurance card. In fact, medical insurance is only one of the many functions carried by social security cards, and matters related to social services in the future can be handled through social security cards. (4) Can pay pension.

After the social security card is loaded with financial functions, the human and social departments actively promote its application in social insurance premium payment, benefits collection and other business links, and gradually involve various businesses of individual payment and payment, including social insurance premium payment, pension, unemployment insurance benefits and other benefits, as well as medical expenses payment after immediate settlement.

5] Be able to handle overseas business.

In addition to the basic functions of medical treatment, social security cards can also be used to go abroad. According to the introduction of relevant departments, government applications will also be included, involving human society, civil affairs, public security, health, provident fund and other applications, including employment, social insurance business, entry and exit applications and appointments.

[6] You can apply for various insurance benefits.

At present, relevant institutions directly transfer various social insurance benefits such as pension, unemployment insurance, maternity allowance and work-related injury pension to the fund account of social security card financial zone, and the insured can withdraw money, transfer money or make direct shopping consumption at the corresponding bank outlets!

I used to be able to handle all kinds of human resources business.

A small social security card can play a great role in your career. Job registration, employment registration, unemployment registration, application for labor ability appraisal, application for qualification appraisal, and participation in vocational training programs subsidized by government funds must not be ignored.

(8) You can inquire about provident fund and mortgage repayment.

With the social security card, you can inquire about the personal insurance payment information and the balance of the medical insurance account on the self-service terminal of the corresponding bank outlet, and you can also inquire about the cardholder's personal rights record and personal housing provident fund on the website by entering the card number.

Pet-name ruby can be fixed to buy drugs credit card.

Everyone may have been seriously ill and went to the hospital before thinking of using the social security card. In fact, it is only a small part of the function. Social security cards are not only used for serious illnesses and operations, but also for minor illnesses such as colds, fever, excessive internal heat and stomachache. You can use the social security card to buy prescription drugs and over-the-counter drugs in designated pharmacies that can use the social security card.

⑽ You can use Alipay online to swipe the social security card to pay for medical expenses.

This function is easily overlooked by many people. Just open the Alipay app interface, click City Service-Electronic Social Security Card-Add Social Security Card, and then open the Smart Hospital. Registration, appointment to get the number and payment can be easily realized.

⑾ Pay by credit card.

Do you have a headache? Every time you change companies, you have to apply for a new salary card. The thought of having six or seven cards in your hand makes you drunk. Now some enterprises are very smart, and directly transfer their wages to the financial account of social security card, which saves the trouble of multiple cards.

⑿ Qian Yue community outpatient

In some cities, based on the principle of convenience nearby, cardholders "sign contracts" with community health service centers, and after signing contracts, they can enjoy the overall treatment of medical insurance clinics.

(13) medical treatment and expense settlement

At present, with this social security card, you can register, seek medical treatment and settle expenses in some hospitals in some cities. It is predicted that in the future, patients can register, see a doctor and settle expenses in all medical institutions with social security cards after commissioning and online operation in many medical institutions across the country.

[14] The application of 102 can be realized in the future.

According to the plan, the future social security card will be able to realize 102 applications. People can use the social security card to realize electronic certificate, information recording, self-service inquiry, medical settlement, payment and treatment collection, financial payment and so on.

2, inter-provincial employment, basic old-age insurance relationship conversion procedures?

(1) After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fee, the employer shall submit a written transfer application to the social security office.

(2) The social security agency of the newly insured place will examine and accept the transfer application within 15 working days, and send a consent letter to the insured person if it meets the requirements.

(3) The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 15 working days after receiving the acceptance letter.

(4) After receiving the basic old-age insurance relationship and funds transferred by the original social security agency, the social security agency in the newly insured place shall go through the relevant formalities within 15 working days, and notify the employer and the insured in time.

3. How to receive pension insurance benefits through social security cards?

Insured persons who meet the conditions for receiving benefits can receive pension insurance benefits on a monthly basis through bank accounts loaded with social security cards. Insured persons can receive social security cards at bank outlets (including their authorized transfer telephone service outlets). And set up an online hall and an automatic service machine. Online counters and other channels to inquire about my treatment details. Social security cards have been opened everywhere to receive benefits. For details, please contact the local human resources and social security service telephone number: 12333.

Since social security is so important, what should I do once social security is interrupted?

(1) paid by the company.

Employees who sign labor contracts with employers have labor relations with employers and pay social insurance through them.

(2) Go to the local tax department.

Individuals who do not have a work unit can go through the social security registration formalities as flexible employees at the local tax department where the household registration is located.

In addition, the following two situations should also be noted.

(1) years of delivery.

The years of pension and medical insurance can be accumulated. If there is an interruption, you can pay enough years. If the retirement age is not enough, Beijing hukou can apply for deferred payment, and foreign hukou can only apply for deferred payment if the payment has reached 10 years. If it is less than 10 years, it can only be transferred back to the place where the account is located for renewal.

(2) Just hand it in again.

Social security is broken, and social security benefits will be stopped from next month. Re-payment can still be reimbursed. In case the payment is broken, the social security card will have a recovery period of 2 to 3 months, during which it can only be reimbursed manually, but not automatically.

5. How to report the loss of social security card?

If the social security card is lost, the cardholder shall report the loss in time to avoid personal rights and interests and account funds being infringed. Loss reporting of social security cards can be divided into temporary loss reporting and formal loss reporting.

(1) Temporary loss reporting channels: social security card service agency outlets, 12333 telephone hotline, online service platform and social security card bank customer service platform.

⑵ Channel for reporting the loss of official business: Go to social security card service institutions and social security card service bank outlets with valid identity documents to apply for reporting the loss of official business of social security cards and apply for bank accounts.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.