How to use medical insurance in social security

Can be used as an identity card, with the function of identification; Can be used as a bank card, only for domestic use; When using the "medical insurance card", the social security card is not equal to the "medical insurance card". Medical insurance is only one of the many functions carried by social security cards, and matters related to social services in the future can be handled through social security cards. You can pay for a pension.

Use social security card to directly enable social security function in designated medical insurance hospitals. When the insured person uses the social security card for the first time in a designated medical institution, he can directly activate the social security function by simply registering for outpatient service or hospitalization. When the insured uses the social security card for the first time in the designated medical insurance pharmacy, he inserts the original medical insurance card, and then inserts the social security card as required to activate the social security card.

Use process

(1) When seeing a doctor in a designated hospital, show the medical insurance card to prove the identity and registration of the insured. Individuals do not need to pay first and then reimburse, and medical insurance and hospitals can directly settle the part of medical insurance reimbursement. Only when the account is settled, the self-funded part will be paid by the balance of the medical insurance card or cash.

(2) There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the whole city last year), which means that the money outside the deductible needs to be paid by itself, and the reimbursement ratio varies from place to place, and different hospitals and different projects are different, about 80%. You can go to the local labor and social security online for details.

Refer to the above content: Baidu Encyclopedia-Medical Insurance Card