How much does Wuhan personal medical insurance pay every month?

Due to the difference of salary base and payment ratio, the monthly payment amount of individual medical insurance in Wuhan is also different. The specific payment amount needs to be determined according to the local medical insurance policy and personal salary.

One is the proportion of individual medical insurance payment.

The proportion of individual medical insurance contributions in Wuhan is stipulated by the local medical insurance policy. Generally speaking, the proportion of individual medical insurance contributions will be adjusted according to local economic development and medical security needs. Therefore, the specific payment ratio may be different due to year and policy changes.

Second, the personal salary base

The calculation of individual medical insurance payment amount is closely related to individual payment wage base. The payment wage base refers to the total wages that individuals should pay during the payment period, and it is also the base of medical insurance payment. Generally speaking, the higher the salary base, the higher the personal medical insurance payment amount.

In Wuhan, there is generally an upper limit and a lower limit for the individual wage base. The lower limit is usually the local minimum wage, and the upper limit is determined according to the local economic development level and wage level. Personal wages are within this range, and medical insurance contributions are paid according to the corresponding proportion.

3. How to inquire about the payment amount of personal medical insurance?

To know the amount of personal medical insurance you need to pay each month, you can inquire in the following ways:

1. Log in to the local social security bureau or official website, the medical insurance center, and check the personal medical insurance payment through the personal social security account.

2. Go to the window of the local social security bureau or medical insurance center and carry a valid ID card for inquiry.

3. Know the personal medical insurance payment amount and related policies by calling the local social security bureau or medical insurance center.

To sum up:

Due to the difference of salary base and payment ratio, the monthly payment amount of individual medical insurance in Wuhan is also different. The specific payment amount needs to be determined according to the local medical insurance policy and personal salary. Individuals can check their medical insurance payment amount through various channels, so as to know their medical insurance payment in time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Measures of Wuhan Municipality on Basic Medical Insurance for Urban Workers

Article 6 provides that:

The basic medical insurance premium is paid by the employer and employees on a monthly basis.

The employer shall pay 8% of the total average monthly wages of employees in the previous year as the base; The employee shall pay 2% of his average monthly salary in the previous year, and the employer shall withhold and remit it from the employee's salary.

The average monthly salary of employees is lower than 60% of the average monthly salary of employees in the city in the previous year, and 60% of the average monthly salary of employees in the city in the previous year is the payment base; 300% of the average monthly salary of employees in the city in the above years, and 300% of the average monthly salary of employees in the city in the above years is the payment base.