What is a temporary social security account? What is a regular social security account?

Temporary social security account refers to an account set up by a woman over 40 years old or a man over 50 years old when the insured person is insured for the first time in an area other than his own origin. Temporary social security accounts will only appear if you are insured in different places and the age of insurance exceeds the limit. Formal social security, when reaching the statutory retirement age, if the payment period meets local regulations, you can go through retirement procedures there and enjoy retirement benefits.

Generally speaking, women are over 40 years old and men are over 50 years old. When you are insured for the first time outside the registered permanent residence, a temporary registered permanent residence will be established. If the payment is less than 15 years, then it is necessary to switch to resident social security to continue to participate in the insurance, otherwise employees cannot apply for social security retirement or receive pensions.

The difference between formal social security and temporary social security is mainly in the treatment of endowment insurance. If it belongs to formal social security, if it reaches the legal retirement age, if the payment period meets the local regulations, you can go through the retirement procedures and enjoy the retirement benefits there. If it belongs to temporary social security, you will not be eligible to retire there in the future, and you can only transfer the social security relationship between provinces and cities to your future retirement benefits.

The difference between a temporary social security card and a formal social security card is as follows:

1, with different service life. The temporary social security card has a service life of 3 months, and the social security card has no service life.

2. The reimbursement methods are different. Temporary social security cards need to carry medical expenses details, payment lists, diagnosis certificates and other related reimbursement documents to the local social security service outlets for reimbursement. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

legal ground

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.