Does social security include medical insurance?

Social security includes medical insurance.

Social insurance is a system established by the state to protect the basic life of citizens in the case of old age, illness, work injury, unemployment, maternity and so on. Among them, basic medical insurance is what we often say, and it is an important part of social insurance. According to the law, social insurance includes five categories: basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. These insurances are isomorphic into a social security system, aiming at providing material support for citizens facing the above risks through the help of the state and society, and ensuring that their basic living needs are met. Therefore, as a part of social security, medical insurance bears the responsibility of ensuring citizens' medical needs.

Components of social security:

1. Old-age insurance: providing basic living security for retired workers;

2. Medical insurance: medical expenses subsidies for employees and their families;

3. Work-related injury insurance: providing medical and economic compensation for workers injured at work;

4. Unemployment insurance: providing basic living expenses for unemployed workers in a certain period of time;

5. Maternity insurance: give certain financial subsidies to female employees for maternity.

To sum up, social insurance is a system established by the state to protect the basic needs of citizens when they encounter life risks such as old age, illness, work injury, unemployment and childbirth, including basic medical insurance, that is, medical insurance. As one of the five categories of social security, it is isomorphic with pension, industrial injury, unemployment and maternity insurance, which forms the framework of social security system, ensuring that citizens can get material support from the state and society when facing these risks.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.