What is the impact of buying insurance after lending social security cards?

Lending a social security card may affect the insurance of commercial insurance, because if lending a social security card, its drug purchase records and medical records will be included in the social security card, and when purchasing commercial insurance, the insurance company may judge that the cardholder suffers from related diseases according to the drug purchase records and medical records, thus refusing insurance.

Speaking of social security, some friends may not know the difference between social security and commercial insurance. Details can be poked: with social security, you don't have to buy commercial insurance? What's the difference between social security and commercial insurance?

In addition, if the social security card is lent out, it may also affect the claims of commercial insurance. If the social security card is lent to others to buy medicine for medical treatment, and the cardholder fails to truthfully inform the insurance company when purchasing insurance, the insurance company will find through relevant investigation that the purchase of medicine or medical treatment record of the social security card affects whether the insurance company bears the insurance responsibility, and the insurance company may refuse to pay compensation, so it is necessary to be cautious in lending the social security card.

If you are not clear about insurance claims, I suggest you read this article: What are the contents of insurance claims and how to define the disability standard of claims? You need to know all this.

Of course, the social security card is lent out, which does not mean that you can't buy insurance. When buying insurance, you should tell the insurance company the relevant information truthfully. Different insurance companies may handle the situation of social security card lending differently, depending on the relevant requirements of insurance companies.

Finally, senior sister gives you a basic knowledge of insurance, hoping to help you: super-complete! Everything you want to know about insurance is here.

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