What bank loan can I apply for with social security? Social security bank loan.

What bank can borrow money through social security

At present, many financial institutions have social security loans, such as China Resources Bank, Heng Chang Huicheng Company, Yafulu Company and Dida Property Insurance Company.

Take the social security loan of China Resources Bank as an example.

1. Borrower 18-60 years old, with no bad credit record;

2. Have a fixed job in the loan place and pay social security continuously 12 months or more;

3. Have a stable income in the loan place and be able to repay the loan principal and interest;

4. Have a fixed residence in the loan place, and can provide proof of address.

Extended data:

Social security loan interest rate:

Social security loans are also called wage loans in many places, and various financial institutions don't charge interest, but this is not free, but it is collected under a different name, called "handling fee".

For the collection of handling fees, the provisions of various financial institutions are not the same.

Dida Insurance Company charges 0.9%- 1.9% handling fee every month; The handling fee rate of Yafulu Company is 2%, which is a one-time charge and a monthly management fee of 2.3%. Heng Chang Huicheng Company charges about 2.28% commission every month.