Can a self-employed person pay social security?

Self-employed people can buy social security for themselves or for their employees. The Social Insurance Law stipulates that self-employed people can pay for social security, and only pay for pension insurance and medical insurance.

The conditions under which a self-employed businessman can buy social security are: a registered business license and organization code certificate, both of which are in place, before he is eligible to apply for a social security account and buy social security.

Once a self-employed person can't register for a social security account, the local account holder can pay social security through the social security bureau where the account is located or the unit, while the non-local account holder or the rural account holder can only participate in the insurance through the unit way. You can ask the local social security bureau for details.

As the employer should also be in accordance with the law and the workers recruited from the date of employment within one month to enter into a written labor contract; from the date of establishment within thirty days with business license, registration certificate or unit seal, to the local social insurance agency to apply for social insurance registration; and from the date of employment within thirty days for its employees to apply for social insurance registration to the social insurance agency. If a company fails to register for social insurance, the social insurance agency shall approve the social insurance premiums to be paid. If an employer fails to register for social insurance, according to Article 84 of the Social Insurance Law of the People's Republic of China, if the employer fails to register for social insurance, it shall be ordered by the administrative department of social insurance to make corrections within a certain period of time; if it fails to make corrections within that period of time, it shall impose a fine of not less than twice and not more than three times the amount of social insurance premiums payable on the employer, and impose a fine of not less than five hundred yuan and not more than three thousand yuan on the persons directly responsible for the work and other persons directly liable for the work. A fine of not less than three thousand yuan.

I. Steps to buy social security

1. Flexible employment

Flexible employment people can buy social pension insurance and basic medical insurance, but not work injury insurance, unemployment insurance and maternity insurance.

Paying social security as a flexibly employed person is a payment method for people who do not have a regular workplace, and you need to be in the place of domicile to do so.

Additionally this group of people can also find a company that specializes in paying social security contributions on their behalf.

(1) Flexibly employed people go to the service hall of the local social security bureau to apply for unified registration and levy approval, and the bank entrusted by the social security bureau to pay the contributions pays the basic pension insurance and basic medical insurance on behalf of the bank.

(2) After the relevant registration, the insured person takes the "Notice of Approval of Social Insurance Premium Payment for Flexibly Employed Persons" to the above bank to make the payment.

2. Individual businessmen

The way of paying social insurance for individual businessmen can be roughly categorized into two.

(1) If you have registered your business license and organization code, you can go to the social security bureau with these two documents to buy social security directly and apply for a social security account, and then pay social security for yourself through this account.

(2)If you have only registered your business license and not your organization code, you can't go to the social security bureau to pay for your social security, but you can pay for your social security through your flexible employment status.

(3) The premiums paid by self-employed people are determined by the local average social wage, 12% of the premiums paid into the integrated account, 8% into the personal account, and at least 15 years to pay.

Two, self-employed to pay attention to the issue of social security

While the Social Insurance Law stipulates that self-employed people can pay social security, but it also contains a lot of articles, that is, a number of limitations, so self-employed people to pay social security also need to pay attention to the following points.

1.You need to be an urban household or an agricultural non-permanent household

2.You need to be a local household

3.The place for the self-employed to pay for social security is the community street social security service point where the household is located or the district and county social security bureaus.

4. Individual merchants can not pay social security in the name of self-employment

Legal basis

Article 60 of the Social Insurance Law of the People's Republic of China

Employers shall declare and pay social insurance premiums on their own, in full and on time, and shall not suspend or reduce payment except for force majeure and other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid on behalf of the employer, and the employer shall inform the individual of the details of the payment of social insurance premiums on a monthly basis.

Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization.