Xiangtan pension how much money a month 2022 Xiangtan pension contribution ratio at a glance

Xiangtan pension how much money a month 2022 Xiangtan pension contribution ratio at a glance , the following with me to briefly understand it.

First, the proportion of Xiangtan pension insurance contributions

In general, if the employee's contribution salary is higher than 300% of the average social wage of the previous year in the province or city where the salary is located, 300% of the average social wage of the previous year as the contribution base; the employee's contribution salary is lower than the salary is located in the province or city where the salary is located in the previous year's average social wage of 40% of the average social wage of the previous year at sea as the basis for the payment of 40% of the annual average social wage. (The calculation ratios of the maximum and minimum contribution base may vary from city to city, subject to the calculation ratios and bases announced by the Shanghai Human Resources and Social Security Bureau). Generally, there are the following remittance base ratios for reference;

Employers: 14% for units and 8% for individuals

Individual economic organizations: 12% for units and 8% for individuals

Flexible employment: 20% for individuals

Organs and institutions: 16% for units and 8% for individuals

Rural and urban residents: there are seven grades of annual contributions: the first one is 360 yuan, the second 600 yuan, the third 900 yuan, and the second 600 yuan, and the third 900 yuan, The second 600 yuan, the third 900 yuan, the fourth 1,200 yuan, the fifth 1,800 yuan, the sixth 3,600 yuan, the seventh 4,800 yuan. Participants independently choose to pay one of the grades, in principle, in a natural year unchanged.

Second, Xiangtan pension can get how much money?

The pension is composed of a base pension and a personal account pension. The higher the contribution base, the higher the relevant parameter "average wage index" for calculating the basic pension, the higher the corresponding basic pension; the personal account is gradually accumulated by the contributions over the years, the cumulative savings in the personal account is a component of the calculation of the pension, the employee contributes according to his own contribution of 8% of the salary, which part of the ratio is to be transferred to the personal account. The higher the contribution base, the higher the accumulated savings in the individual account. The higher the contribution base, according to the proportion of the amount transferred to the individual account, the more the accumulated savings, the higher the pension; and vice versa, the lower the pension.

Xiangtan pension insurance can receive how much money a month, in fact, the calculation of the pension is based on the monthly basic pension and monthly personal account pension to calculate the sum. The basic pension is to be calculated in accordance with (the province's average monthly salary of all employees in the previous year + my indexed average monthly contribution salary) ÷ 2 × years of contributions × 1%, and the monthly personal account pension is calculated in accordance with the balance of the personal account ÷ the number of months of payment.