How do non-farmers who have no jobs pay social security?

1, rural old-age insurance and cooperative medical insurance cannot be handled without agricultural registered permanent residence.

2. If there is a work unit, the insured person can pay social security in the unit.

3. Insured persons without work units can only apply for endowment insurance and medical insurance for urban registered residents.

Bring your ID card, household registration book, photos and bank passbook (card) to the neighborhood office and social security bureau where your household registration is located.

First, how to pay the endowment insurance and medical insurance?

1, endowment insurance

Go to the social security bureau of the district where the account is located, and bring your ID card, one-inch bareheaded photo, application form, etc. And the staff will calculate how much you pay each month when you apply, which is calculated according to last year's social salary. When individual industrial and commercial households or other flexible employees participate in old-age insurance, they shall pay the basic old-age insurance premium according to 20% of the average monthly salary of employees on the job.

2. Medical insurance

If you are an urban resident, buy urban medical insurance, bring your ID card, original and photocopy of your household registration book, and one-inch color photos to the community neighborhood committee or social security office to pay for registration. Rural residents can participate in rural cooperative medical care. Generally, the village Committee will inform you when to hand it in and handle it uniformly. If you are self-employed, you can choose to establish a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account!

Second, is it cost-effective to pay social security yourself?

1. First of all, it's not worthwhile for you to pay social security all the time. Like the old-age insurance, if you renew your insurance, you can only get it back in your account, but so much money you have entered the society as a whole will not be returned to you. If you don't surrender, you must pay a late fee. There is also the calculation of the payment period. If you have surrendered your insurance, the period must be calculated from the time of renewal. However, the intermittent payment of medical insurance still has the time problem of interrupting the reimbursement system. Therefore, unless it is special, don't cut off social security;

2, how to pay social security is cost-effective, depending on the amount of premium, even if it is the lowest, it is not a small amount! How to do it cost-effectively? It is cost-effective to live long, and the longer you live, the more cost-effective!

Third, the benefits of paying social security:

1, the most commonly used is that you can get a social security card to see a doctor, and even if you are hospitalized or operated, you can reimburse it in proportion. Not only that, you can also buy medicine, so that people's economic pressure can be reduced, their lives can be more comfortable, and they will not worry about spending money on medical treatment.

2, can get maternity subsidies, many people think that giving birth to children costs money, especially hospitalization expenses. At this time, with the maternity allowance, some expenses can be reduced.

3. Job security. If you are dismissed and unemployed by the company, you can register with the relevant departments, get an unemployment certificate through examination and approval, and then receive unemployment benefits through the unemployment certificate. Furthermore, if you can't work because of work-related injuries and have to bear high medical expenses, the role of work-related injury insurance will come into play at this time, and you can get corresponding compensation by relying on it. Fourth, in terms of retirement, as long as you pay social security on time every month, you can go through retirement procedures and get a lot of pensions when you reach retirement age. With a pension, you can naturally spend your old age comfortably.

4. You can query social security payment details and other information. Now I have an electronic social security card. With it, you can query all social security information on the online platform, but it is easier for young people to operate, but for the elderly, it is impossible to query social security related information with this operation. At this time, we don't need to worry too much. We can take the social security card to the relevant departments or institutions, and we can find relevant information, and we can know how much pension and medical insurance.

5. You can use the social security card as a bank card. All the social security cards issued now have cooperated with banks. At this time, you can go to the bank to deposit and withdraw money. But also pay attention to what bank is marked on the social security card, so you can only go to the bank to deposit and withdraw money.

6. Social security cards can be used to pay salaries. As mentioned earlier, social security cards and banking institutions can freely deposit and withdraw money, which means that employers and enterprises can completely transfer their wages to social security cards, so employees don't have to apply for other bank cards, and they won't worry about losing their bank cards. I have to say, this way is very fast and safe.

7. You can inquire about the relevant materials and information of housing provident fund. In the past, when people wanted to inquire about provident fund information or handle provident fund-related business, they would directly take their ID cards to the relevant departments to handle and inquire. Many people don't know that social security cards can also be used to inquire about housing accumulation funds. The reason why people think so is because people think that the five insurances are not related to the provident fund, and naturally they will not use the social security card to inquire or handle the provident fund business. If you lose your ID card at this time, you can use the social security card to check the housing provident fund.

8. You can use the social security card as an ID card. In addition to the bank card information, the social security card is printed with a lot of personal information, including the number of the ID card. In other words, the social security card can be used as an ID card. If you need an ID card to handle related business, but you can't find it at the moment, you can use an ID card instead.

9. It can be used as supplementary information for visa application. We all know that visa procedures are complicated and troublesome, and there are a lot of materials and materials to be provided. If the information is insufficient, it is difficult to apply for a visa smoothly. At this time, you can submit the relevant information of social security card, and it is very likely to apply for a visa.

10, which can be used to buy a car or house. It is easy for local residents to buy cars and houses locally, but it is more troublesome for outsiders. If you want to buy a car as soon as possible, you must pay enough social security according to local regulations before you can buy a house and a car. Here, it should be noted that social security must not be interrupted, and even if the payment is made later, the time can only be recalculated.

1 1, children go to school. Many parents attach importance to the problem of children from other places going to school. In some areas, they will have the opportunity to keep their children in local schools only if they pay social security for a specified time locally.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 20 The state establishes and improves a new rural social endowment insurance system.

The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.

Twenty-first new rural social endowment insurance benefits are composed of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.