How many years do employees in Liupanshui City retire after paying medical insurance?

Retirement medical insurance has to be paid for fifteen years, and social security can't be paid after fifteen years. If there is a unit, even if it has been paid for fifteen years, but the employees have not retired, the enterprise will continue to pay fees until retirement.

1. What is the payment standard of employee medical insurance?

The payment standard of employee medical insurance is divided into two forms.

1, first of all, enterprise employees are insured.

When employees of enterprises participate in insurance, the payment amount is equal to the payment ratio × payment base. The proportion of payment is generally determined by the local medical insurance agencies according to the income and expenditure of medical insurance. What the state can pay in a unified way is actually 8% of the individual contribution base originally paid by employees. The proportion paid by the employer is generally 6%~ 12% of the unit payment base.

The employee's contribution base is calculated according to the monthly average of the employee's total salary in the previous year, but it should be between 60% and 300% of the local social security contribution base. Less than 60%, pay 60%; If it is higher than 300%, it will be paid according to 300%.

In fact, the total wages of employees in the last year included six parts: hourly wages, piece-rate wages, bonuses, allowances and subsidies, overtime wages and wages paid under special circumstances. It's not the salary payable or the actual salary we simply understand, which is much higher than everyone's actual monthly salary.

2. Medical insurance payment for flexible employees

Flexible employees can bear all medical insurance premiums to participate in the basic medical insurance for employees, and the payment amount is the same as the payment ratio × payment base.

Second, the proportion of outpatient reimbursement

After getting medical insurance, if you are an on-the-job employee, you can only reimburse more than 2,000 yuan for medical expenses in the emergency department of the hospital, and the reimbursement rate is 50%. For retirees under 70 years old, expenses above 1300 yuan can be reimbursed, and the reimbursement rate is 70%. For retirees over 70 years old,180% of the expenses above 300 yuan can be reimbursed. No matter what kind of people, the maximum payment limit for outpatient and emergency medical expenses is 20 thousand yuan.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.