Must rural endowment insurance be stopped when paying social security?

If you don't pay social security when paying rural endowment insurance, but pay social security after a period of time, you can choose to stop paying rural endowment insurance, or you can choose not to stop paying it. If you choose not to stop, your rural endowment insurance will automatically expire, which means that only the employee endowment insurance in social security will take effect, because the endowment insurance cannot be paid at the same time.

If you choose to stop paying, the relevant social security institutions will refund the endowment insurance premium you paid, but you need to provide the corresponding information. I suggest you consult the local social security agency.

First, the new rural social endowment insurance:

The new rural social endowment insurance aims at ensuring the basic life of rural residents when they are old, and establishes a financing model combining individual contributions, collective subsidies and government subsidies. Pension benefits are combined by social pooling and individual accounts, and are matched with other social security policies and measures such as family pension, land security and social assistance. The social endowment insurance system organized and implemented by the government is an important part of the national social insurance system.

It is necessary to cancel rural insurance and pay social security, because we can only participate in one of them in the process of participating in social security. Either choose to participate in rural insurance or choose to participate in social insurance. Because both of them cannot be insured at the same time, even if they are insured at the same time, they will not enjoy the treatment of double pensions in the future, which is unnecessary and has no practical significance for themselves. Because even if you retire in the future, you have to withdraw from some social security and only enjoy a pension. So it's not worth the candle.

Second, the rural endowment insurance:

Rural old-age insurance refers to the old-age insurance system for rural residents who are not registered in cities and towns. Participants in rural old-age insurance can bring relevant materials to the village committee where the household registration is located to handle the new rural old-age insurance, fill in the registration form of new rural social old-age insurance, and choose the premium grade.

The object of agricultural insurance is rural hukou, and social security is urban hukou, including employees working in rural hukou of enterprises. But everyone can only enjoy one kind of social insurance, and rural insurance is a kind of social insurance. If the urban enterprises pay social security, the social security paid by the enterprises can be transferred to the social security account after the termination of the enterprise labor relations, and then paid to the social security.

Iii. Types of social security:

1, urban residents' social security (generally unemployed), and bear all expenses by themselves;

2, social security for urban workers, that is, units and individuals each bear a part.

4. Can social security be refunded?

Generally speaking, social security cannot be refunded, but it can be refunded under some special circumstances. For example, if the insured dies or goes abroad to settle down, or the payment after retirement is insufficient 15 years, then the insurance can be surrendered. Social security can only be returned to individuals when handling surrender, and the part paid by the unit cannot be surrendered. If you pay the social insurance premium in full, you can only refund13 when you surrender, because legally speaking, individuals only bear the cost of13. I suggest you consult the local social security unit for details.

5. Can the money paid by the social security new rural cooperative medical system be refunded?

With social security, the money paid by the new rural cooperative medical system can be refunded, but it still depends on the actual situation.

The new rural cooperative medical system includes medical insurance and endowment insurance, in which the money of medical insurance cannot be refunded, while endowment insurance has a personal account, and the insured can apply for a refund in the personal account of endowment insurance.

Of course, there is a better way, that is, our new rural cooperative medical insurance can be transferred to employee social security. After the transfer is successful, the payment period of the new rural cooperative medical insurance can be combined with the payment period of the employee social security insurance, which will benefit more after retirement.

It is noted that the payment method of the new rural cooperative medical system is generally to pay for one year and participate in the insurance for one year. You don't need the new rural cooperative medical system in the future, just stop the payment for the next year.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 20 The state establishes and improves a new rural social endowment insurance system.

The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.

Twenty-first new rural social endowment insurance benefits are composed of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.