Pension insurance and social security card is the same

Pension insurance and social security card are not the same, there are three differences:

I. The substance of the two is different:

1. The substance of pension insurance: pension insurance is an important part of the social security system, is the social insurance of the five major types of insurance is one of the most important types of insurance. The purpose of old-age insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of livelihood.

2, the essence of the social security card: the Chinese people *** and the country social security card is by the Ministry of human resources and social security unified planning, by the local human resources and social security departments issued for the community, for human resources and social security business areas of the integrated circuit card.

Two, the basic role of the two are different:

1, the basic role of old-age insurance:

(1) conducive to ensuring the reproduction of labor force: through the establishment of a system of old-age insurance, conducive to the normal intergenerational turnover of the labor force group, the elderly retirement, the new growth of the labor force smoothly employed, to ensure that the employment structure of the rationalization.

(2) Beneficial to the security and stability of society: old-age insurance provides basic livelihood security for the elderly, so that the elderly have a sense of security in their old age. With the arrival of population aging, the proportion of the elderly population is getting bigger and bigger, the pension insurance guarantees the basic life of the elderly workers, which is equal to guaranteeing the basic life of a considerable part of the population in the society.

For employed workers, participating in pension insurance means that they have an expectation of their future life after old age and are relieved of worries. In terms of social mentality, people are more stable and less impatient, which is conducive to the stability of the society.

(3) It is conducive to the promotion of economic development: the design of the pension insurance system in various countries is mostly linked to fairness and efficiency, especially the partial accumulation and full accumulation of the pension fund mobilization mode. The amount of pension a worker receives after retirement is directly related to his wage income and contribution during his working life, which can undoubtedly produce a kind of incentive for workers to work actively during their working life and improve efficiency.

2, the basic role of the social security card:

(1) personal social security-related information records, electronic vouchers and information queries.

(2) Records of the insured person's name, identity card number, date of birth, gender, ethnicity, domicile location and other basic information.

(3) Inquire about the status of one's pension, unemployment, medical care, work injury and maternity insurance payment.

(4) You can use the card to go to hospitals, settle your medical insurance personal account, and buy medicine at pharmacies.

(5) Handle social security affairs such as medical, unemployment, pension, work injury and maternity.

(6) Inquire about the accumulated total of pension insurance and medical insurance.

(7) Conducting social security affairs such as receiving pensions, registering for job-seeking and unemployment, applying for unemployment insurance benefits, and applying for vocational training.

(8) For proof of identity.

Three, the two types are different:

1, the type of pension insurance:

Social security card from the type of cardholder, can be divided into two categories, that is, for the urban workers, unemployed and retired people issued called social security card, for the employer to issue called social security card.

China's Ministry of Labor and Social Security about the card planning and specification focus on social security cards, the actual issuance of the regions are also mostly focused on the individual card, so we are talking about social security cards, that is, social security cards.

2, the type of social security card:

(1) the savings-type pension insurance. The pension insurance system is implemented in a group of emerging market economies, represented by Singapore, Chile and other countries, emphasizing the principle of self-protection, the implementation of the full accumulation of the fund model, the establishment of different types of personal pension insurance account or "provident fund" account.

(2) State-type pension insurance. The state-type pension insurance system was once practiced in most planned economies, represented by the former Soviet Union and Eastern European countries. According to the principle of "state turnkey", the employer contributes, the state organizes and implements the system, the workers participate in the management, the standard of treatment is uniform, and the level of protection is high.

(3) Traditional pension insurance. Traditional pension insurance to the United States, Germany, France and other developed market economy countries as a representative of the implementation of the "selective" principle, that is, does not cover all the people, but to choose a part of the community to participate, emphasizing the treatment of wages and income and contributions (taxes) associated with, and therefore also known as the "income-associated Pension insurance".

(4) Welfare-type pension insurance. Welfare-type pension insurance to the United Kingdom, Australia, Canada, Japan and other developed market economy countries as a representative of the implementation of the "universal" principle, the basic pension insurance coverage of all nationals, emphasizing that the nationals have annuities, so it is called "welfare" or "welfare" or "universal". Therefore, it is called "welfare" or "universal" pension insurance.

(5) Hybrid pension insurance. Most of the countries that originally practiced welfare-type old-age insurance have been or are in the process of converting to a hybrid system. That is, welfare-type old-age insurance and "income-related old-age insurance" coexist, *** with the first pillar of the basic pension insurance. This is the case in the UK and Canada.

Baidu Encyclopedia - Pension Insurance

Baidu Encyclopedia - Social Security Card of the People's Republic of China