What is the basic old-age insurance for enterprise employees?

The basic old-age insurance benefits for enterprise employees are as follows:

1. Individuals who participate in the basic old-age insurance for employees have the right to receive the basic old-age pension on a monthly basis if they reach the statutory retirement age and have accumulated the payment period of fifteen years;

2. Individuals who participate in the basic old-age insurance for employees can pay 15 years when they reach the statutory retirement age, so as to receive the basic pension on a monthly basis, or they can transfer to the new rural social old-age insurance (rural residents) or urban social old-age insurance (urban residents) and enjoy the corresponding old-age insurance benefits in accordance with the regulations of the State Council;

3, to participate in the basic old-age insurance of individuals, due to illness or non-work-related death, their survivors have the right to receive funeral grants and pensions from social insurance agencies. Before reaching the statutory retirement age, those who have completely lost their ability to work due to illness or disability caused by non-state staff may receive disability allowance from social insurance agencies;

4. If an individual who participates in the basic old-age insurance dies, the individual contribution in his personal account shall be inherited by his legal heir.

Individuals who participate in the basic old-age insurance for employees refer to natural persons who have established labor relations with employers, including urban residents and rural residents, and enjoy the same basic old-age insurance benefits, regardless of their status.

legal ground

"Trial Measures for Industrial Injury Insurance for Enterprise Employees" Article 37 If an employee dies at work, his immediate family members shall receive funeral subsidies, dependent relatives' pensions and one-time work-related death subsidies from the industrial injury insurance fund in accordance with the following provisions:

(a) the funeral subsidy is the average monthly salary of employees in the overall planning area for 6 months;

(2) The pension for supporting relatives shall be paid to the relatives who provided the main source of livelihood before the death of the employee and were unable to work because of work according to a certain proportion of the employee's salary. The standard is: spouse 40%, other relatives 30%, widowed elderly or orphans 10%. The total approved pension of dependent relatives should not be higher than the salary of employees who died at work. The specific scope of supporting relatives shall be stipulated by the administrative department of labor security of the State Council;

(three) the standard of one-time work death subsidy is the average monthly salary of employees in the overall planning area for 48 months to 60 months. Specific standards shall be formulated by the people's government of the overall planning area according to the local economic and social development and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for the record.

If a disabled employee dies at work during the period of paid suspension, his immediate family members shall enjoy the treatment stipulated in the first paragraph of this article.

If a disabled worker of Grade 1 to Grade 4 dies after the expiration of the suspension of work with pay, his immediate family members may enjoy the treatment as stipulated in Items (1) and (2) of the first paragraph of this article.