Can I only pay industrial injury insurance?

Legal analysis: no, the current five risks: pension, medical care, maternity, work injury and unemployment. Among them, pension and medical care are the main types of insurance, and there is no longer a situation of paying only 2 insurances and 3 insurances. Moreover, industrial injury insurance can only be included in social security. If your job nature is prone to work-related injuries, it must be paid by the unit. This part includes not only medical expenses, but also other compensation that may be related to work-related injuries.

Legal basis: Article 33 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium.

Article 62 of the Regulations on Work-related Injury Insurance, if an employer fails to participate in work-related injury insurance in accordance with the provisions of these Regulations, the social insurance administrative department shall order it to participate within a time limit, pay back the work-related injury insurance premium that should be paid, and impose a 0.5% late fee on a daily basis from the date of default; Failing to pay within the time limit, a fine of 1 times shall be imposed. If an employee of an employer who should participate in work-related injury insurance in accordance with the provisions of these regulations suffers from work-related injuries, the employer shall pay the fees in accordance with the treatment items and standards of work-related injury insurance stipulated in these regulations. After the employer participates in work-related injury insurance and pays back the work-related injury insurance premium and overdue fine, the work-related injury insurance fund and the employer shall pay new fees in accordance with the provisions of these regulations.