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Where to pay for health insurance
Paying health insurance is a policy of health insurance, in order to your health, the state has introduced preferential policies. Anyone who pays the health insurance of that citizen, to the retirement, enjoy the state's health insurance subsidy policy.
I, payment methods
1, self-service payment
(a) Self-service payment: mainly including Qingdao e-Taxation Bureau, Qingdao Tax WeChat public number, tax tax pass APP ("personal tax"), WeChat ("city service "- social security payment), Alipay ("Citizen Center"), self-service tax payment terminals and other ways;
(ii) bank payment: insured residents can go to the bank with a valid ID card to pay residents' medical insurance premiums. At present, the bank can handle: Bank of Qingdao, Bank of Communications, Qingdao Agricultural and Commercial Bank, Bank of China, Postal Savings Bank, Agricultural Bank of China, China Merchants Bank, Industrial and Commercial Bank of China, Construction Bank. Among them: Bank of Communications, Industrial and Commercial Bank of China has opened online banking and mobile banking payment business; China Merchants Bank, Bank of China, Agricultural Bank of China, Bank of Qingdao opened a mobile banking payment business; Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, Bank of Construction, Bank of Communications, the cell phone banking support for the payment of residents' medical insurance premiums with digital RMB;
(C) service hall payment: the insured person may complete the payment of residents' medical insurance premiums through the tax window of the social security hall, the tax window of the government's comprehensive service hall, and the tax service hall.
Participants who choose Qingdao Electronic Taxation Bureau, self-service tax payment terminals and service halls to pay their contributions are required to sign a commissioned deduction agreement with the above handling banks.
2. Payment of contributions through collection agencies
If the centralized collection agencies such as residential (village) committees, schools and pre-schools are adopted, the collection agencies will handle the registration or change of the insurance information of the insured and unify the organization of the insured to make payments; the tax authorities will provide the unified payment of contributions by the collection agencies and the payment of contributions by the insured residents individually.
Two, health insurance payment process
1, declaration acceptance
Health insurance agency collection department accepts the insured units fill in the "health insurance contribution base change declaration form", and require the following information:
(1) payroll details;
(2) "participate in the medical insurance personnel increase or decrease details"
(3) ) Other information prescribed by the health insurance organization.
2. Payment Approval
(1) The collection department of the health insurance organization examines and approves the form of payment declaration and related information filled in by the insured unit. After passing the audit, it will go through the procedure of approving or increasing or decreasing the number of insured persons.
(2) The collection department of the health insurance organization records the time of enrollment and the current payment of wages and other information for the new enrollees in a timely manner according to the declaration and approval of contributions. The collection department of the health insurance organization approves the current contribution base according to the declaration of the participating units.
(3) The collection department of the health insurance organization calculates the amount to be paid according to the approved contribution base and contribution rate of the insured unit for the current period, and prints out the Notice of Medical Insurance Contribution to give back to the declaring unit, and uses it as the basis for collection.
3. Collection of Fees
(1) The health insurance organization will collect fees through the "Income Account Deposit" account bank, and may also collect fees by check, cash, wire transfer, cashier's check, etc., and issue a special collection voucher. The financial management department of the health insurance organization reconciles with the bank every month and gives feedback to the collection department on the arrival of the account.
(2) The collection department of the health insurance organization issues a "Notice of Reminder of Social Insurance Premiums" to the insured units that have not paid the full amount or timely payment of the health insurance premiums after the declaration, based on the payment of health insurance premiums fed back by the financial management department. If the notice is not complied with after the deadline, the relevant circumstances and information will be provided to the labor security administrative department, which will make corrections within a time limit.
(3) By the 25th day of each month, if the insured unit delays payment, a late fee of 2 per thousand will be added on a daily basis from the date of non-payment. May be a one-time payment of a month, a quarter, half a year or a year. If the contribution is made quarterly or annually, it shall be paid from the beginning of the quarter or the beginning of the year. If you are unable to pay temporarily, apply for deferred payment, the deferred payment time shall not exceed 2 months.
4. Repayment of arrears
The collection department of the health insurance organization establishes data information on arrears according to the situation of arrears in medical insurance, fills in the Notice of Repayment of Social Insurance Premiums, and notifies the insured units of the arrears.
Legal Basis
The Labor Law of the People's Republic of China
Article 70 The State develops the cause of social insurance, establishes a social insurance system, and establishes a social insurance fund, so that workers can receive assistance and compensation in cases of old age, illness, work injury, unemployment, and childbirth.
Article 72 The social insurance fund determines its sources of funding in accordance with the type of insurance, and is gradually being harmonized. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.
Article 74 The social insurance fund management organization receives, expends, manages and operates the social insurance fund in accordance with the provisions of the law, and is responsible for the preservation and appreciation of the value of the social insurance fund; the social insurance fund supervisory organization supervises the receipts, expenditures, management and operation of the social insurance fund in accordance with the provisions of the law; the establishment of the functions of the social insurance fund management organization and of the social insurance fund supervisory organization shall be provided for by the law, and no organization or individual may misappropriate the social insurance fund. organization or individual may not misappropriate the social insurance fund.
Article 75 encourages employers to establish supplementary insurance for workers in the light of the actual situation of the organization; the State advocates savings insurance for individual workers.
The Social Insurance Law of the People's Republic of China
Article 2 The State establishes a system of social insurance, including basic pension insurance, basic medical insurance, occupational injury insurance, unemployment insurance, and maternity insurance, to safeguard the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, occupational injuries, unemployment and childbirth.
Article 26 The standards of treatment for basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.
Article 28 Medical expenses that conform to the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical service facilities, as well as those for emergency and rescue shall be paid from the basic medical insurance fund in accordance with the state regulations.
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