How to check the policy number?

1. Telephone inquiry. The insured can directly call the national social security hotline 12333 and provide the ID number or medical insurance card number to obtain medical insurance related information.

2. Inquiry of Social Security Bureau in official website. Insured people can log in to the local social security bureau in official website, register their accounts, and fill in their social security computer numbers and ID numbers, so as to obtain medical insurance-related information.

3. Mobile phone inquiry. The insured can bind the social security account through the mobile phone WeChat or other social security bureau service accounts, and then get the medical insurance related information.

Medical insurance reimbursement, drug purchase, outpatient service, hospitalization, different medical insurance reimbursement regulations. When purchasing medicine, the cardholder goes to the designated medical insurance institution to purchase medicine, and the expenses are paid in the personal account; Go to the outpatient clinic, keep the original diagnosis certificate, medical record, report and expense receipt, and submit them to the local social security agency for reimbursement; Save a certain amount of money when you are in hospital, and settle it according to the proportion of medical insurance reimbursement when you leave hospital.

Medical insurance reimbursement, drug purchase, outpatient service and hospitalization are different, according to local standards.

1, drug procurement

Cardholders can take the medical insurance card to medical institutions or pharmacies designated by medical insurance to buy medicines, and directly swipe the medical insurance card. It is worth noting that the purchase of drugs is not included in the overall social planning, that is to say, all expenses are paid by personal accounts, and after the money in personal accounts is used up, it must be paid in cash.

Not every pharmacy can swipe the medical insurance card, but it must be a designated pharmacy.

Different from pharmacies, if you go to community hospitals to buy medicines, you can enjoy subsidies as long as you have medicines in the medical insurance catalogue, which is generally 45%.

2, outpatient service

First of all, cardholders must bring a medical insurance card when they see a doctor. If he doesn't bring it, he won't enjoy any medical reimbursement.

Secondly, after seeing a doctor, you must keep the original of the disease diagnosis certificate, medical record and inspection report issued by the doctor, and the original of the outpatient fee, and you can't lose it.

Generally speaking, it is easier and more convenient to settle accounts at the end of the year. Be sure to bring all the collected materials to the local social security center to apply for reimbursement, and immediately after the approval.

However, it should be noted that when applying for outpatient medical reimbursement, the applicant must first deduct the amount allocated to the personal account of medical insurance in the social security year, and then give the remaining part for accounting reimbursement.

The self-funded part can be accumulated. If you bring a medical insurance card, the hospital will generally settle the account directly without taking the reimbursement process.

3. Hospitalization

There is a deductible line for hospitalization medical reimbursement, and each city is different. The so-called deductible is the fee that the cardholder needs to pay, and it can only be reimbursed if it exceeds this fee.

The proportion of reimbursement depends on local conditions and project conditions, but individuals must pay the medical deposit first when they are hospitalized, and pay more and less after discharge.

However, the medical expenses incurred before the hospitalization registration procedures are not included in the scope of reimbursement.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 72 of the Labor Law

Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Article 23 of the Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.