How to get medical insurance after taking traditional Chinese medicine for a long time

Take Chinese medicine for a long time, and take medical insurance as follows:

1. Bring your own medical insurance card and ID card to the medical insurance window of the hospital, consult the staff about the list of drugs that need to be reimbursed, and choose drugs outside the list. When you get the medicine, the staff will handle the medical insurance settlement for you.

2. If you want to reimburse the cost of traditional Chinese medicine, you need to go to the Chinese pharmacy to get the medicine, and then go to the hospital outpatient pharmacy window to settle the account.

Medical insurance:

That is, social medical insurance is a social welfare insurance system that compensates workers or urban and rural residents for economic losses caused by disease risks. The medical insurance fund will be established through contributions from employers and individuals and state financial subsidies. After the insured has incurred medical expenses, he shall reimburse the insured for the medical expenses according to a certain proportion, and give the insured economic compensation to avoid or reduce the economic risks caused by illness and treatment. Social medical insurance includes basic medical insurance for urban workers and basic medical insurance for urban and rural residents.

How to handle medical insurance:

1. On-the-job employees shall be registered by the employer for the basic medical insurance for urban employees;

2. Urban and rural residents who have not participated in employee social medical insurance, including minors (18 years old students who are not in school), flexible employees, non-employees and elderly residents, can participate in the basic medical insurance for urban and rural residents at their domicile, and primary and secondary school students can participate in the medical insurance for urban and rural residents where the school is located; The time for urban and rural residents to apply for medical insurance registration is generally from September to 65438+February every year, and they can choose to go through the registration formalities in the public service institutions in the street (town) where they are registered or live.

3. Flexible employees include individual industrial and commercial households without employees within the employment age range, part-time employees who have not participated in employee social security in the employer and other flexible employees. They can decide to participate in the basic medical insurance for urban workers (all expenses are borne by individuals) or choose to participate in the medical insurance for urban and rural residents. Flexible employees participate in the basic medical insurance for urban workers in their personal capacity, and apply to the tax authorities for payment registration and insurance approval.

To sum up, the reimbursement ratio of traditional Chinese medicine is determined according to the variety and quantity of drugs purchased, and the regulations in different regions may be different.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.