Where to buy a house around Shanghai?

Generally, buying a house around Shanghai is from near to far, and the closer to Shanghai, the better!

As the closer to Shanghai is, the better, so several cities bordering Shanghai are preferred, such as Kunshan, Taicang, Jiashan, Wujiang, Qidong and Pinghu. Where to buy a house depends on your actual situation. Let me briefly talk about these cities.

Kunshan:

Regional Brief Comment: Kunshan's GDP ranks first in domestic county-level cities for more than ten years, with a population of 2.09 million. In terms of transportation, the Shanghai line 1 1 has been opened to traffic, and the Suzhou line 1 1 is expected to open in June next year. In addition, two light rails will be built in Suzhou, Shanghai and Suzhou-Xichang in the next two years, and there will be four rail crossings in Kunshan in the future. Apart from other long-term planned rail transit, Kunshan is the most mature city around Shanghai. If you want to increase value steadily, Kunshan is the first choice for maintaining value.

Housing purchase policy:

Cancel the six-month social security restriction, and foreigners can buy one in Kunshan without any prefix conditions; A bachelor's degree is the same as a local hukou, and you can buy up to 3 houses in Kunshan.

Loan policy:

30% down payment for the first loan; There was a loan record before, the mortgage was settled and the down payment was 30%; There was a set of outstanding loans before, with a down payment of 40%, and two or more outstanding loans could not be loaned.

Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!

Regional house prices: the average price of Yushan Town (urban area) is 25,000, that of huaqiao town is 23,000, that of Lujia Town is 2 1.00, that of Qiandeng Town 1.35 million ~ 1.55 million, and that of Dianshan Lake Town1.900 million.

Taicang: regional brief comment: Taicang is the nearest place to Shanghai among the surrounding cities, about 40 kilometers; Taicang is the hometown of German enterprises, so the industry takes a sophisticated route, without a large number of labor-intensive industries like Kunshan. So the population of Qipukou in Taicang is 830,000. The advantage is a small population and a better living environment. The disadvantage is that there are relatively few people selling short-term houses. At present, there are two lines in Taicang, one is the northern extension of Jiamin Line, the other three stops in Taicang are similar to the previous Shanghai Line 1 1 to Huaqiao, and there is a Suzhou-Wuxi-Changzhou intercity. These two lines are expected to be completed in Taicang this year.

Housing purchase policy:

Cancel the six-month social security restriction, and foreigners can buy one in Taicang without any prefix conditions; Bachelor degree is the same as local hukou, and you can buy up to 3 houses in Taicang.

Loan policy:

30% down payment for the first loan; There was a loan record before, the mortgage was settled and the down payment was 30%; There was a set of outstanding loans before, with a down payment of 40%, and two or more outstanding loans could not be loaned.

Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!

Regional price: around 0/8000-24000 for Chengxiang Town (urban area), Science and Education New Town and Loujiang New Town; The average price of other towns is around 8000- 15000.

Wujiang:

Regional Brief Comment: This article mainly talks about the surrounding areas of Shanghai. At present, the area around Shanghai below Suzhou is Fen Lake in Wujiang. Let's focus on Fenhu Lake. Hu Fen and Shanghai Qingpu District handover; 20 19 Yangtze River Delta Integration Demonstration Zone was officially listed, and five towns of Jiangsu, Zhejiang and Shanghai cooperated in development, among which Lili Town (Hu Fen Economic Development Zone) under Wujiang is also in the demonstration zone; At present, many high-tech enterprises have been introduced into Hu Fen, which has sufficient development potential in the later period. Recently, rail transit has also been put on the agenda.

Housing purchase policy:

Cancel the six-month social security restriction, and foreigners can buy one in Wujiang without any prefix conditions; Bachelor degree is the same as local hukou, and you can buy up to 3 houses in Wujiang.

Loan policy:

30% down payment for the first loan; There was a loan record before, the mortgage was settled and the down payment was 30%; There was a set of outstanding loans before, with a down payment of 40%, and two or more outstanding loans could not be loaned.

Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!

Regional price: the price in Wujiang city is around 16500-26000; The price of Hufen Lake is around 20000, and that of other towns is around 9000- 15000.

Qidong:

Regional brief comment: Qidong City faces Shanghai across the sea, which is the longest starting point of Shanghai (among the cities bordering Shanghai); In recent years, Nantong's education level has been out of the circle in Jiangsu Province. The prices of good school districts in Nantong are generally not low, and the prices in Qidong City have also risen. At present, I want to buy it in Qidong around Shanghai, mainly Chongming Island, because the environment is good at the junction of Chongming District in Shanghai; It is often said through the grapevine that the property rights of Chongming Jiangsu may be included in Shanghai, which seems almost impossible to me.

House purchase policy: at present, foreign household registration is not limited to purchase.

Loan policy:

There is no record of any commercial housing loan in Nantong and other cities, which is the first time to purchase a house;

2. In Nantong and other cities, the loan of a first suite is not paid off, which is counted as a second suite, and the down payment ratio and interest rate are calculated according to the second suite. The minimum down payment ratio of the first suite is 20%, and that of the second suite is 30%. Regional price: the urban price is above 15000; The average price in the town below is around 9000- 13000; The average price on Chongming Island is around 12500.

Jiashan:

Regional brief comment: Jiashan has many favorable policies in recent years, such as connecting with Shanghai service demonstration zone, Hu Jia intercity rail, Yangtze River Delta integration experimental zone, and the first line of demonstration zone at the end of last year; After the Yangtze River Delta Integration Demonstration Zone was officially listed, Jiashan introduced many high-tech enterprises, such as Sino-Singapore Industrial Park (a city operation jointly established by China and Singapore, which successfully became Suzhou Park). Jiashan mainly works here as an industrial park with smart sensors; Jiashan's economy has grown rapidly in recent years. Although Jiashan's current economy may not be very prominent, it has great potential in the future.

Housing policy: at present, foreigners can buy a house in Jiaxing; Those who meet the following conditions can both be local accounts, and a maximum of 3 sets can be purchased.

The conditions are as follows: (1) Jiaxing local labor contract or business license; (2) Records proving that social security has been paid in the Yangtze River Delta (including Shanghai, Jiangsu, Anhui and Zhejiang provinces). Sales restriction policy: after obtaining the real estate license, it is not allowed to sell below 144, and 144 square meters can be sold for up to 2 years.

Loan policy: there is no mortgage under the name, and the down payment is 20%; There is a mortgage under the name that requires a down payment of 30%; There are two sets of mortgage and above loans in the name, and loans cannot be made. The Yangtze River Delta region normally deposits housing provident fund for six months or more. Buyers with bachelor's degree can apply for off-site provident fund loans, with a maximum loan of 600,000 for a single person and a maximum loan of 900,000 for a couple to support portfolio loans.

Regional price: Tang Wei, Huimin and Luoxing (urban area) are around 15000-2 1000; The average price of other towns is around11000-17000.

Pinghu: Regional Brief Comment: Pinghu is the only city around Shanghai that is connected with Shanghai by land and sea, and the port area of Jiaxing is also in Pinghu; At present, Pinghu has many traditional Japanese-funded enterprises and domestic luggage manufacturing enterprises, and the Zhangjiang Yangtze River Delta Science and Technology City, which was jointly built with Shanghai in recent years, is a new member. Tens of billions of projects such as Lego, Sino-Italian Helicopter and Runze Information Park have fallen behind one after another, with more than 40 Fortune 500 companies.

Housing policy: at present, foreigners can buy a house in Jiaxing; Those who meet the following conditions can both be local accounts, and a maximum of 3 sets can be purchased.

The conditions are as follows: (1) Jiaxing local labor contract or business license; (2) Records proving that social security has been paid in the Yangtze River Delta (including Shanghai, Jiangsu, Anhui and Zhejiang provinces).

Sales restriction policy: after obtaining the real estate license, it is not allowed to sell below 144, and 144 square meters can be sold for up to 2 years.

Loan policy: there is no mortgage under the name, and the down payment is 20%; There is a mortgage under the name that requires a down payment of 30%; There are two sets of mortgage and above loans in the name, and loans cannot be made. The Yangtze River Delta region normally deposits housing provident fund for six months or more. Buyers with bachelor's degree can apply for off-site provident fund loans, with a maximum loan of 600,000 for a single person and a maximum loan of 900,000 for a couple to support portfolio loans.

Regional price: the price of Central Belt and East Lake (urban area) is around 14500- 18000; The average price of other towns is around11000-15000.

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