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What if the insured unit does not match the actual unit?

Legal analysis

You can complain to the labor department. It is illegal for the insured unit to be inconsistent with the labor contract unit, which harms the interests of employees. For example, it is not illegal for the state-owned insurance company to work in the same area as your company, nor can it be said that the employer terminates the contract ahead of schedule now. However, if you apply for insurance in other places, you can ask the employer to supplement the insured units locally: it refers to all kinds of units that have gone through the social insurance registration procedures within the overall planning scope during the reporting period, that is, the identity of the insured in insurance.

legal ground

Article 16 of the Labor Law of People's Republic of China (PRC) stipulates that the employee and the employer shall establish labor relations and define the rights and obligations of both parties. To establish labor relations, a labor contract shall be concluded.

People's Republic of China (PRC) Insurance Law Article 2 Insurance as mentioned in this Law refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer is liable for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.