How do housewives and unemployed people pay social security?

Social security is becoming more and more important now, especially in big cities. Social security is related to many livelihood policies, such as settlement and schooling for children. Because housewives don't go to work, they have to pay social security themselves. For example, housewives want to pay social security, in fact, there are two ways: 1, find an affiliated company, and 2, pay as a freelancer. The social security of employees is generally five insurances, including pension, medical care, unemployment, work injury and maternity. For housewives, unemployment and work-related injuries are of little significance, and childbirth depends on whether all the babies are born. The most useful are old-age care and medical care.

Generally speaking, the social security of residents is mainly pension and medical care, and the specific provisions may vary from place to place. Is it appropriate for housewives to pay social security, to find affiliated units or to be freelancers? I think it is appropriate to pay as a freelancer. Because affiliated companies generally need to pay five insurances, namely, endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance, the total monthly demand is 1 000 yuan. If an affiliated company pays social security, it is called enterprise employee endowment insurance, and the average salary of employees in social security enterprises in the previous year is the base, and it is paid at 28%. All the expenses are borne by yourself, but only 8% goes into your personal account, and the remaining 20% goes into the social pooling account. At the same time, as a housewife, only old-age insurance and medical insurance are useful to you, and the other three insurances are useless at all. Take industrial injury insurance as an example. Even if you are injured while doing housework, it is impossible to identify it as a work-related injury. In other words, if you choose affiliated companies to pay social security, then you will waste more money to buy three useless types of insurance.

I pay social security as a flexible employee. Generally speaking, he can only call for two insurances, namely, endowment insurance and medical insurance, and some places can also pay unemployment insurance. Individuals cannot pay maternity insurance and industrial injury insurance. I said that our city, Dezhou City, Shandong Province, for example, the payment base for 20 17 years is 3 178 yuan, and the social security paid by flexible employees is about 1 1200. As can be seen from the above, the amount paid by the unit is higher than the amount of personal identity insurance. The advantage is that the affiliated units have maternity insurance, unemployment insurance and work injury insurance. However, these types of insurance can only be collected if they meet the conditions. Without a personal account, the unit referred to is affiliated, and even the treatment is not received. Therefore, it is recommended to find a housewife who is affiliated with the unit to consider it clearly. I don't recommend finding a unit to call.