How to handle chronic medical insurance?

Procedures for applying for medical insurance for chronic diseases:

1. Prepare relevant materials, including ID card, medical insurance card, recent diagnosis certificate and relevant inspection report.

2, to the designated medical institutions for chronic disease identification, chronic disease diagnosis certificate issued.

3. Bring the above materials to the social security agency or the designated service window of the insured place to submit the application.

4. After the examination and approval, get the chronic disease medical insurance manual or relevant certificates and enjoy the corresponding medical insurance benefits.

Conditions for applying for medical insurance for chronic diseases:

1, the insured has participated in the local basic medical insurance and paid in full.

2. The patient's disease must be a chronic disease stipulated by medical insurance.

3. Applying for medical insurance for chronic diseases usually requires providing relevant medical records and supporting materials, such as hospitalization records, outpatient medical records, discharge summary, etc.

4. Some chronic diseases may require additional conditions. For example, chronic nephritis may require urine protein positive laboratory diagnosis results, and coronary heart disease may require coronary angiography results.

5. Some diseases may require specific treatment or surgery. For example, coronary heart disease may require stent surgery.

To sum up, the application process of chronic medical insurance includes the insured applying for and providing relevant medical materials, and sending the materials to the medical insurance department of the regional social security management office for review, after which they can enjoy the treatment of chronic medical insurance.

Legal basis:

Regulations on basic medical insurance for urban workers

Article 20

The basic medical insurance fund implements the management of two lines of revenue and expenditure; Included in the social insurance fund financial accounts, earmarking, all for the basic medical care of workers and retirees, and shall not be used for other purposes.

Article 21

The interest calculation method of the basic medical insurance fund shall be implemented according to the relevant provisions of the state, and the interest due to individual accounts and overall funds shall be calculated and included respectively.