How much is the medical insurance deductible?

Legal analysis: minimum deductible standard: within a medical insurance year (from 65438+ 10 1 to 65438+February 3 1), the cumulative amount 1800 is the minimum deductible line. Qifubiaozhun, also known as Qifubiaozhun, refers to the amount of expenses that the insured needs to pay in advance before enjoying the reimbursement of medical expenses. Payment ratio refers to the reimbursement ratio of medical expenses of the insured from the medical insurance fund from Qifubiaozhun to the maximum payment limit. The maximum payment limit, also known as the "capping line", refers to the upper limit of the basic medical insurance fund to pay the medical expenses of the insured. Medical expenses exceeding the maximum payment limit will not be paid by the basic medical insurance fund.

Legal basis: Article 82 of the Basic Medical and Health Promotion Law of People's Republic of China (PRC) is mainly paid by basic medical insurance funds and individuals. The state raises basic medical insurance funds through various channels according to law, and gradually improves the mechanism of sustainable financing and adjusting the level of basic medical insurance protection. Citizens have the right and obligation to participate in basic medical insurance according to law. Employers and employees pay basic medical insurance premiums for employees in accordance with state regulations. Urban and rural residents pay the basic medical insurance premiums for urban and rural residents according to regulations.