Regarding medical insurance, what benefits do people in Beijing, Tianjin and Hebei enjoy in terms of integration?

Medical insurance refers to social medical insurance. Social medical insurance is a social security system created by the state and society according to certain relevant laws and regulations to ensure that employees within the scope of insurance have basic medical service needs when they are sick. Basically, the medical insurance fund consists of overall funds and personal accounts, and the most basic medical insurance premiums paid by employees themselves are all credited to personal accounts; Basically, the medical insurance premiums paid by employers are divided into two categories, some of which are classified into personal accounts and some are used to create overall funds.

Beijing-Tianjin-Hebei integration is an important strategy put forward by the state and the government. Since the integration of Beijing-Tianjin-Hebei, long-distance roaming charges and long-distance roaming charges have been cancelled, and some mobile phones in Hebei Province have even applied telephone area codes. Then, long-distance roaming charges and long-distance roaming charges were cancelled in all parts of China. Communication integration is only the tip of the iceberg of Beijing-Tianjin-Hebei integration, and the real integration is manifested in economic development, culture and art, social development and many other aspects. In the medical field, what do many people in Beijing, Tianjin and Hebei have at the level of integration?

In recent years, Beijing-Tianjin-Hebei related documents have been overwhelming. Some areas in Beijing, Tianjin and Hebei have organized demonstration sites for real-time settlement of hospitalization expenses and reimbursement of expenses, and some areas in Beijing, Tianjin and Hebei have also organized demonstration sites for real-time settlement of hospital outpatient expenses. There are various policy documents, and it is more and more convenient for Beijing, Tianjin and Hebei to go to hospitals across regions. However, at present, the expense reimbursement policies in these three regions are quite different. Hebei province has a large population base and a high level of economic development.

Colleagues went to the hospital outpatient department to get medicine, and found that they could use the money in their own accounts with the medical insurance card. At present, both Tianjin and Beijing have current outpatient reimbursement policies for employees' medical insurance. As long as there is medical insurance for employees, there is no need for patients to solve the corresponding special diseases. After all, according to the relevant regulations, not everyone will get sick, only about 30 kinds of special diseases, but people generally feel prosperous, lung infection, sinusitis, osteoarthritis and so on.

Take Tianjin as an example. When the outpatient expenses of employees' medical insurance patients exceed 800 yuan, at least 55% can be reimbursed through medical insurance cards, and 90% need to be reimbursed by civil servants. However, according to Beijing's specific policies, the outpatient expenses of employees with medical insurance exceed10.08 million yuan, and at least 70% can be reimbursed through medical insurance cards. In Hebei province, for most people, it is not.

In addition to the differences in the current medical insurance reimbursement policies for employees' medical insurance, Tianjin residents' medical insurance and general outpatient clinics also have clear current reimbursement policies, but when can rural people in Hebei Province enjoy the current outpatient reimbursement policies, except for specific hospital regulations? Frankly speaking, before I started exercising, I didn't understand what the drugs in the medical insurance list meant, because I didn't pay for the treatment.

For us in some areas, the national medical insurance catalogue is only applicable to hospitalization, which is also valuable. For those of us in economically developed cities, the catalogue of medical insurance documents can be reflected in daily drug purchase and hospitalization. Another thing I want to say is that the installation of outpatient clinics in different places has long been completed nationwide. My good friend went to Zhejiang for hospitalization and found that the reimbursement system and medical insurance reimbursement ratio were the same as those in Beijing.