Is 1 10,000 deductible covered by social security?

10000 yuan deductible is reported by social security, and 1000 yuan deductible is after social security. The reimbursement sequence is as follows:

1. If medical expenses need to be reimbursed by commercial medical insurance, the medical expenses that have been reimbursed by social security, critical illness insurance and other medical insurance must be deducted first;

2. After deducting the deductible stipulated in the commercial medical insurance itself, the remaining medical expenses can be reimbursed according to the proportion agreed in the insurance contract.

Social security reimbursement process:

1. The agent submits the reimbursement documents and other materials to the social security agency for acceptance;

2. After receiving the application materials, the accepting department shall review, settle accounts and pay;

3. If the social security agency approves the application, the applicant will be reimbursed after receiving the "Social Medical Insurance Medical Expense Reimbursement Form".

The activation process of medical insurance card is as follows:

1. The insured person brings his medical insurance card and ID card to the issuing bank for activation;

2. It can be activated in designated medical insurance pharmacies, and the medical insurance card can be activated when used for the first time;

3. The insured person can use the medical insurance card in the designated medical insurance hospital to directly activate the function.

4. When the insured uses the social security card for the first time, he can directly activate the medical insurance card only by handling the outpatient or inpatient registration business normally.

Legal basis: Article 10 of People's Republic of China (PRC) Insurance Law.

An insurance contract is an agreement between the applicant and the insurer on the relationship between insurance rights and obligations.

The applicant refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium according to the contract.

An insurer refers to an insurance company that has entered into an insurance contract with the applicant and is liable for compensation or payment of insurance benefits according to the contract.

Article 23

After receiving the request of the insured or beneficiary for compensation or payment of insurance money, the insurer shall promptly approve it; If the situation is complicated, it shall be approved within 30 days, unless otherwise agreed in the contract. The insurer shall notify the insured or beneficiary of the verification result; For the insured, the obligation to compensate or pay insurance money shall be fulfilled within ten days after reaching an agreement with the insured or beneficiary. If the insurance contract stipulates the time limit for compensation or payment of insurance benefits, the insurer shall perform the obligation of compensation or payment of insurance benefits as agreed.

If the insurer fails to fulfill the obligations stipulated in the preceding paragraph in time, it shall compensate the insured or beneficiary for the losses incurred therefrom in addition to paying the insurance money.

No unit or individual may illegally interfere with the insurer's obligation to pay insurance money, and may not restrict the right of the insured or beneficiary to obtain insurance money.