If there is already social security, what is the impact on insurance claims?

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Xiao Nuo answer:

Hello!

For expense reimbursement insurance, the insurance company will deduct the medical expenses that have been reimbursed by the social security department according to the medical expense receipt split sheet, and then make claims according to the insurance terms.

For fixed payment and hospitalization subsidy insurance, it is not affected by whether the insured participates in social security or not. The insurance clauses stipulate how to pay, so the insurance company should pay.