Can I still use my social security card after I stop paying it?

Can I still use my social security card after I stop paying it?

After the social security card stops paying, the balance in the card can be used, but it no longer enjoys the medical insurance reimbursement treatment. At the same time, after the payment is stopped, cardholders will no longer enjoy relevant social security benefits, such as free routine physical examination and free vaccination.

Social security card includes medical insurance account and financial account, in which medical insurance account and bank card account are similar, but not the same account. The funds of the medical insurance account come from the medical insurance fund and have nothing to do with individual contributions. If the social insurance premium is stopped, the medical insurance fund will not be stopped, and it will still be credited to the personal account according to the regulations. Therefore, even if the social security card is suspended, the funds in the medical insurance account can still be used, but they cannot enjoy the medical insurance reimbursement treatment.

Social security card financial accounts are similar to bank cards, and can be used for financial transactions such as deposit and withdrawal, transfer and payment. If the social security card is deactivated, the financial account may be frozen or unusable. At this time, the cardholder needs to unfreeze the financial account at the issuing bank or relevant institutions in order to use it normally.

To sum up:

After the social security card stops paying, the balance in the card can continue to be used, but it no longer enjoys the medical insurance reimbursement treatment. At the same time, after the payment is stopped, the cardholder will no longer enjoy the relevant social security benefits. If you need to use the social security card for financial transactions, you need to unfreeze the financial account at the issuing bank or relevant institutions.

Legal basis:

Article 23 of the Social Insurance Law of People's Republic of China (PRC): Employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premium in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 4 of People's Republic of China (PRC) Social Insurance Law: Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.