The longer the five insurance period, will the pension be higher?

? Many people go to work, in addition to wages, there is a great demand for unlimited, because wireless is related to their future retirement wages. However, it does not mean that the longer the five-insurance payment period, the higher the pension, and it is also related to the payment ratio.

1. Is there a relationship between social insurance and pension? Five insurances include unemployment insurance, maternity insurance, industrial injury insurance, social insurance and medical insurance, among which only social insurance is related to retirement. At present, it is stipulated in our country that the accumulated pension payment can only be received after 15 years, and 15 years is the minimum payment period, in which social security is divided into unit social security and individual social security, and unit social security is composed of myself and unit purchase in proportion.

Second, the pension is to pay social security according to a certain proportion, whether it is personal social security or unit social security, it is purchased according to a certain proportion, which is divided into 40%, 60% and 100%. Most units buy the lowest grade, and some state-owned enterprises or government agencies are relatively high. Personal social security is chosen according to one's own economic strength. Personal social security is generally paid once a year, and unit social security needs to be paid every month. There is still a little difference between the two.

Third, when the payment time is proportional to the proportion, the higher the pension, the longer the five-insurance payment period, not the higher the pension, but the higher the payment ratio in the case of the longer the payment period to ensure a high retirement salary. At the same time, it is also conducive to many people willing to buy social security in the unit, because in the unit, only a small part needs to be paid, and the unit pays a large part, which means that the pension is stronger than the individual purchase.

It is still necessary to buy five insurances, after all, it is related to our retirement life, but everyone's situation is different, so choose the best one that suits you. I suggest you find a job with five insurances and one gold, which will save you a lot of money and help your life.