Why pensions are not paid on time

Retired pension is not on time usually have the following reasons:

First, the social security did not pay enough 15 years

Many insured people, especially freelancers, little knowledge of social security, that they participated in the social insurance, to the retirement age will be able to receive pension, in fact, to receive pension to meet the same time 2 conditions, one is the social security contributions to the full 15 years, and the second is to the national legal retirement age, the pension will not be able to receive pension. The first is that the number of years of social security contributions has reached 15 years, and the second is that it has reached the national legal retirement age.

Participating in the different types of insurance retirement age is different, employee social security is male 60 years old, female workers 50 years old, female cadres 55 years old retirement; flexible employment personnel social security is male workers 60 years old retirement, female workers uniform 55 years old; urban and rural residents social security men and women uniform 60 years old retirement, so if you are a woman, pay the flexible employment or residents of the social security to the age of 50 years old is not able to The first is that the old-age pension will be paid at the age of 50.

Secondly, there is no retirement procedure

If you meet the conditions for receiving the pension, you still need to retire in time for the retirement procedure, my city of Taiyuan, for the retirement procedure needs to be carried out by the unit contractor with my personnel file, "retiree information checklist", "Taiyuan retiree socialized management work service basic information form", a copy of the social security card to the issuance of The new retirees need to complete the face authentication on the Minsheng Taiyuan APP in advance.

Third, the retirement audit procedures are too slow

After submitting the information for retirement procedures, you need to go through the initial review of the issuance of the section staff, the section chief review and approval before you can receive a pension. Some of the retired elderly for retirement procedures, or delayed pension, is likely to be too slow review procedures, in order to be able to receive the pension on time, it is recommended that the full retirement birthday of one to three months before the social security institutions to go to the retirement procedures.

Fourth, there is no pension certification

In order to avoid the problem of fraudulent pension, the pension qualification certification should be carried out every year, especially for the newly retired elderly, must complete the certification in order to receive the pension, or it will lead to the suspension of the pension.

Fifth, did not activate the social security card financial account

Now the social security card to receive pension is more popular. However, many social security cards received in earlier years did not activate the financial account, which can also lead to the pension can not arrive on time, if this is the reason for the pension can not arrive on time, just need to bring their own ID card, social security card to the corresponding bank branch for activation procedures.

Sixth, the social security card financial account malfunction

If the retired elderly self-check, the above five points are not a problem, then you need to check whether the social security card financial account malfunction. The company's first step is to make sure that you have the best possible chance of getting the job done," he said. "I've been working on this for a long time, and I'm sure I'll be able to get the job done right.

Legal basis:

The People's Republic of China **** and the State Social Insurance Law, Article 12 of the employer shall, in accordance with the state regulations of the proportion of the total wages of the employees of the unit to pay the basic pension insurance premiums, credited to the basic pension insurance co-ordination fund. Employees shall pay basic pension insurance contributions in proportion to their own wages as prescribed by the State, which shall be credited to their individual accounts. Individual business households without employees, part-time workers who do not participate in the basic pension insurance in the employer and other flexible employment to participate in the basic pension insurance, should pay the basic pension insurance premiums in accordance with the state regulations, respectively, credited to the basic pension insurance fund and individual accounts.