What are the benefits of buying a house and paying social security and provident fund?

Paying insurance first is the "five insurances": endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, and "one gold" is the housing accumulation fund. Social security is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons. Social security has nothing to do with housing.

Then there is the provident fund to buy a house, the proportion of provident fund loans is high, and the down payment pressure is small. Generally, the maximum commercial loan can only reach 70%, and the down payment pressure of buyers is even greater. Provident fund loans can reach up to 9.5%, and the down payment pressure of buyers is small; The loan term is long and the monthly repayment amount is small. The longest loan period of commercial loans can only be 25 years, and most second-hand houses can only be loaned for 20 years, which puts a lot of pressure on monthly supply; The longest term of provident fund loans can reach 30 years, and the monthly supply pressure is small; The age limit is more flexible.