Can I use the money in my medical insurance card to stay in hospital?

You can use the money in the medical insurance card for hospitalization.

According to the regulations, the medical insurance card can deduct the expenses paid by the medical insurance fund, including hospitalization expenses, operation expenses, examination expenses, medicine expenses, etc. However, there are several points to note:

1, the balance in the medical insurance card may not be enough to pay all the medical expenses, and the patient needs to bear the remaining expenses;

2. Some hospitals may not support medical insurance card payment, so it is necessary to know the payment method of the hospital in advance;

3. When using medical insurance card to pay, you need to provide corresponding documents, medical expenses list and other materials as required to ensure the smooth payment process.

The medical insurance card processing flow is as follows:

1. The insured person brings his/her valid certificate and applies to the neighboring county medical insurance center, and the county medical insurance center will settle the account on the spot;

2. The insured person can also apply to the adjacent street medical insurance service point for handling, and the service point will settle within 3 working days. The insured shall go to the service point to receive the "Medical Insurance Card" within the specified time;

3. The insured may entrust others to handle it on his behalf. Customers need to carry valid certificates of themselves and the insured when handling;

4. When the employer handles it centrally, it can be handled by the employer's letter of introduction and the valid certificate of the agent, and then the employer issues the medical insurance card to the insured.

To sum up, if you have specific questions about the medical insurance card, it is recommended to consult the local medical insurance department or relevant medical institutions in order to obtain more accurate information.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.