The difference between overall payment of medical insurance card and individual payment

The medical insurance card is one-sided, so it should be called social security card, or social security card for short. Because you can exercise the right to medical care, it is also commonly known as the medical insurance card. (A certain percentage of the medical insurance paid by enterprises for individuals will be returned to the social security card every month. This part of the money will be used to pay for outpatient treatment in hospitals and pharmacies, and individuals do not need to pay extra cash. Hospitalization can also enjoy medical insurance co-ordination. )

1, there should be a medical insurance card. This has nothing to do with whether the household registration is agricultural or non-agricultural. As long as you pay social insurance such as pension and medical care, you can apply for a medical insurance card (social security card).

Enterprises and individuals sign labor contracts, and the personnel department of enterprises can only pay social security (five insurances and one fund, namely, pension, medical care, maternity, work-related injury, unemployment insurance and housing accumulation fund) for employees (employees) after the contract is filed with the social security department. Among them, the law forces enterprises to pay pension and medical insurance for individuals, and in some places, such as Shanghai, the five insurances are fully popularized. )

2. Some people have social security cards, but there is no money in them. This is because the proportion of medical insurance paid by enterprises for individuals is different from that paid by individuals themselves. The amount paid by general enterprises for individuals is 9% of the social security base, and the amount paid by individuals for medical insurance is 6% of the optional base. Because the latter pays less money, it will not return the medical insurance premium paid to the social security card in proportion, so it does not establish a personal account and the card has no money. )

3. How to get social security? As long as you confirm that the enterprise has paid the endowment medical insurance for you, you can bring the contract.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.