What is the payment ratio of five insurances and one gold in Xuancheng?

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. 1. What is the basic pension insurance contribution ratio? The proportion of payment is divided into enterprises and individual employees: (1) All enterprises pay 20% of the total wages of employees, and employees pay 7% of the individual contribution base (7% in 2003, increased by one percentage point in two years, and finally reached 8%). The part paid by individual employees shall be withheld and remitted by the enterprise. (2) Self-employed workers, including self-employed industrial and commercial households and freelancers, shall pay 18%, which shall be borne by themselves. How to determine the payment base of endowment insurance? The approved payment base is based on the average social wage of employees in the province where the employees are located in the previous year (referred to as the provincial social wage): (1) If the wage income of enterprise employees is lower than 60% of the provincial social wage, the payment base will be approved at 60%; If it is higher than 60% of the provincial social wage, the payment base shall be approved according to the actual wage income, but it shall not be higher than 300% of the provincial social wage. (two) individual workers can independently determine the payment base within the scope of more than 300% of the province's social wages. 2. What are the standards for medical insurance units and employees to pay basic medical insurance premiums? The basic medical insurance premium is jointly paid by the unit and individual employees. Pay according to the insurance payment base. The proportion of payment is 6% for the unit and 2% for the individual. Since the month following the employee's approval of statutory retirement, the individual will no longer pay the basic medical insurance premium. 3. What are the standards for unemployment insurance units and employees to pay unemployment insurance premiums? Unemployment insurance premiums are paid jointly by the unit and individual employees. Pay according to the payment base. The contribution rate is 3%, the unit contribution rate is 2%, and the individual contribution rate is 1%. 4. What is the collection standard of work-related injury insurance premium? Work-related injury insurance premium is paid according to the insured base, and the payment ratio is 1%, which is paid in full by the company. 5. What is the standard for receiving maternity insurance? Maternity insurance mainly provides medical services and maternity allowance. Maternity insurance premium is paid according to the insured base, and the payment ratio is 1%, which is paid in full by the company. 6. What is the minimum deposit ratio of housing provident fund at present? The minimum deposit ratio of employee and unit housing provident fund is 6% respectively; 8% for foreign-invested enterprises. The deposit base of housing provident fund shall not be lower than the minimum wage standard of the year announced by the municipal government. Xuancheng will standardize and reduce the proportion of housing provident fund deposit in stages. Any deposit ratio higher than 12% will be regulated and adjusted, and shall not exceed 12%. The implementation period of this policy is from May 20 16 to May 1 year, and it is temporarily implemented for two years. According to the Notice of the Provincial Department of Housing and Urban-Rural Development and the National Development and Reform Commission, the monthly deposit base of housing provident fund shall not exceed 3 times the average salary of the previous year. In 20 15, the average annual salary of employees in urban non-private units in Xuancheng city was 62,704 yuan. According to the regulations, the upper limit of the monthly deposit base of employee housing provident fund in Xuancheng in 20 16 is 15676 yuan. As can be seen from the above, endowment insurance is divided into two categories: enterprise employees and individual workers, and the payment ratio is different.