What will happen if I don't pay five insurances and one gold in my life?

If the employer fails to apply for social insurance registration, the social insurance administrative department shall order it to make corrections within a time limit; If no correction is made within the time limit, the employer shall be fined between one and three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined between 500 yuan and 3,000 yuan.

According to the seriousness of the illegal act of not handling social security registration, the employer shall bear the following legal responsibilities:

1, ordered to make corrections within a time limit. Ordering correction is not an administrative punishment, but a remedial administrative responsibility, which is a requirement for the offender to eliminate the illegal state and restore the legal state.

2. all right. If the employer fails to apply for social security registration after being ordered by the administrative department of social insurance to make corrections within a time limit, the administrative department of social insurance shall impose a fine of more than 3 times the social insurance premium payable/kloc-0, and impose a fine of more than 3,000 yuan from 500 yuan on the directly responsible person in charge and other responsible persons.

Endowment insurance: For endowment insurance, the consequences of interruption are not serious, because the last years are cumulative. However, it should be noted that if the payment is suspended for too long and the payment period is less than 15 years when you finally retire, then things will be very bad. According to the regulations, if the payment is less than 15 years, the amount of the individual account of endowment insurance will be refunded in full, but the part paid by the unit in the overall account will be wasted.

Medical insurance: According to the national regulations, it is invalid to interrupt medical insurance for more than three months. After three months, you have to pay for it yourself. It doesn't matter if you have a minor illness, but if you have a serious illness, you will be miserable.

Unemployment insurance, industrial injury insurance and maternity insurance: these three types of insurance can be extended to new units, so it has little relationship to stop paying.

Housing accumulation fund: housing accumulation fund can only be paid by the unit, not by the individual, so once you resign, you will definitely stop paying unless you renew your new job immediately. There will be no consequences if you stop paying the housing provident fund. The money is still in your provident fund account, and you can take it out if you meet the relevant conditions.

To sum up, except for medical insurance, the consequences of stopping paying other insurances for a period of time are not very serious. If you can find a new work unit soon, you only need to issue a transfer certificate in the original unit, and then the new unit will handle the transfer for you, and continue to pay after transferring social security. If you want to make up the interrupted part, it is generally feasible. You can apply to the unit and make up the expenses yourself.

Legal basis:

Social insurance law

Article 84

If the employer fails to apply for social insurance registration, the social insurance administrative department shall order it to make corrections within a time limit; If no correction is made within the time limit, the employer shall be fined between one and three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined between 500 yuan and 3,000 yuan.

According to the seriousness of the illegal act of not handling social security registration, the employer shall bear the following legal responsibilities:

1, ordered to make corrections within a time limit. Ordering correction is not an administrative punishment, but a remedial administrative responsibility, which is a requirement for the offender to eliminate the illegal state and restore the legal state.

2. all right. If the employer fails to apply for social security registration after being ordered by the administrative department of social insurance to make corrections within a time limit, the administrative department of social insurance shall impose a fine of more than 3 times the social insurance premium payable/kloc-0, and impose a fine of more than 3,000 yuan from 500 yuan on the directly responsible person in charge and other responsible persons.