How to get a loan with social security?

We know that social security refers to social insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. In daily life, most people can often use, and only medical insurance. I don't know if you have ever thought of using social security to get a loan, there are netizens in the door to the loan online advice, said that see the vocabulary of using social security loans, very happy, but now there are too many scams, and do not dare to trust, so come to ask, social security loans are real? According to my understanding, social security loans are real. Social security loans, is a lending institutions launched a kind of social security contributions to meet the conditions of the borrower issued for their personal consumption purposes of the credit class personal loan products. At present, many lending institutions have carried out social security loan business, such as China Merchants Bank's "social security consumption loan", Minsheng Bank's "social security loan". Since the payment of social security is mandatory, employed people will basically pay a certain amount of fees according to the regulations. This does not mean that all workers who have paid social security can apply for social security loans. Like other credit-based personal loan products, social security loans are unsecured and unguaranteed, but certain conditions must be met before they can be applied for.