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What is the way to deal with social security after the death of employees?

Legal analysis

1. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions.

2. Those who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance.

3. If an individual dies, the personal account balance can be inherited.

According to the current laws and regulations, no matter whether the insured employees die before or after retirement, there is no problem that the funds in personal accounts are confiscated before they are collected. If you die before retirement, of course, all the funds in your personal account can be inherited, and if you die after retirement, the balance can also be inherited according to law. After a person dies, the balance in social security is inherited by his successor according to law. According to the provisions of the Social Insurance Law, after the death of an individual who participates in the basic old-age insurance, his successor will bring the insured's ID card and the personal account manual of the old-age insurance to the insured institution to apply for cancellation. The balance in the deceased's personal account plus interest is all taken as inheritance and collected by the heir.

legal ground

Article 17 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.