Can social security choose insurance?

Some types of social insurance can be chosen by themselves, while others can't. Endowment insurance, there is no choice; Medical insurance, you can choose: labor service, hospitalization (including childbirth) and comprehensive medical care (including childbirth); Industrial injury insurance is compulsory sexual intercourse; Unemployment insurance, free choice, no unemployment insurance benefits; Maternity insurance cannot be chosen separately, and it is tied to hospitalization or comprehensive medical care.

Social security includes endowment insurance, unemployment insurance, medical insurance, industrial injury insurance and maternity insurance.

New Regulation 1: General outpatient service is included in the reimbursement scope.

On August 26, 2020, the Medical Insurance Bureau issued the Guiding Opinions on Establishing and Improving the Outpatient Mutual Assistance Guarantee Mechanism for Employees' Basic Medical Insurance (Draft for Comment). It is mentioned that it is necessary to establish and improve the mutual assistance guarantee mechanism for general outpatient medical expenses, and include minor outpatient illnesses in the scope of medical insurance reimbursement, with the reimbursement ratio starting from 50%.

New regulation 2: five risks change into six risks, and long-term care insurance is known. On September 16, 2020, the National Medical Insurance Bureau and the Finance Bureau issued the Guiding Opinions on Expanding the Pilot of the Long-term Care Insurance System, which mentioned that it is necessary to explore the establishment of a social insurance system and raise funds by mutual assistance to provide services or financial guarantees for the basic living care of long-term disabled people and the medical care closely related to it. Simply put, long-term care insurance is to take care of people who have lost their basic living ability and provide care and economic security.

New regulation 3: medical insurance personal account cancellation. The State Medical Insurance Bureau and the Ministry of Finance jointly issued the Notice on Doing a Good Job in Basic Medical Security for Urban and Rural Residents 20 19. It is stipulated that personal (family) accounts will be cancelled at the end of 2020, and cannot be restored after cancellation.

However, the cancellation of personal medical insurance accounts for urban and rural residents this time has no impact on employee medical insurance.

New Regulation 4: Repeated participation in insurance is prohibited. Many people leave their hometown to work, not only at home, but also at work.