The difference between individual paying social security and unit paying social security.

Legal analysis: First, the types of compensation are different.

Enterprise social security: The insurance paid by enterprises for employees includes five insurances and one gold: old-age insurance, unemployment insurance, medical insurance, industrial injury insurance, maternity insurance, and housing accumulation fund. The payment of enterprise social security is mandatory, and the law stipulates that employers and workers must participate in social insurance and pay social insurance premiums according to law.

Personal social security: There are only two kinds of social insurance paid by individuals: endowment insurance and medical insurance. According to the regulations, flexible employees voluntarily participate in basic medical insurance and basic medical insurance in their own names, and are not included in the scope of those who participate in unemployment, work injury and maternity insurance.

Second, the payment ratio is different.

Enterprise social security: pension, medical care and unemployment insurance are paid by individuals and enterprises respectively, and general enterprises account for a relatively large proportion. At present, pension insurance companies pay 20% and individuals pay 8%; Enterprises pay two-eighths of unemployment insurance, and individuals pay one percent; Enterprises pay 8% of medical insurance, and individuals pay 2%; Industrial injury insurance and maternity insurance do not need to be paid by individuals, but are all paid by enterprises.

Personal social security: paying social insurance premiums in an individual capacity requires personal commitment.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To ensure citizens' right to receive material assistance from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.