Social security is broken, will the money in it be cleared?

Social security is broken, and the money inside will not be cleared.

Only during the interruption of payment, there will be no new payment record, which will affect the calculation and collection of personal social security benefits. It should be noted that the money in the personal social security account is mainly composed of social security fees paid by individuals and units, not disposable funds, and can only be used for the payment and settlement of personal social security benefits.

The effects of cutting off social security are as follows:

1. Social security is not cleared during the break-off, and hospitalization reimbursement can only be enjoyed if the payment period of social security in the future meets 14 years and social security is paid;

2. Interrupting the payment of endowment insurance will affect the payment period, and the payment period before and after re-payment can be calculated together;

3. If the medical insurance payment is interrupted, you will not be able to enjoy the relevant treatment. After re-payment, the payment period is calculated according to the new insurance, and the payment period before and after cannot be combined.

The social security payment period is stipulated as follows:

1, the cumulative payment period of medical insurance (including the deemed payment period and actual payment period in this city) shall be 30 years for men and 25 years for women;

2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund, from which the insured can obtain fixed income and loss compensation;

3. Pay the basic old-age insurance premium 15 years and the basic medical insurance premium for 20 years in the same city. When retiring, it will be calculated according to the standard of the city where the payment is made;

4 to participate in the basic old-age insurance, individuals who have reached the statutory retirement age and accumulated contributions for fifteen years, receive the basic pension on a monthly basis.

To sum up, if the social security payment is interrupted for a long time, it may affect the collection of personal social security benefits. It is suggested to pay social security in time to ensure the continuity and integrity of social security payment records.

Legal basis:

Article 19 of the Social Insurance Law of People's Republic of China (PRC)

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 52

If an employee is employed across the overall planning area, his unemployment insurance relationship will be transferred with himself, and the payment period will be calculated cumulatively.