Can I ask if a social security card is useful when you don't have a job or health insurance?

I. In your case, it doesn't seem to be of much use at the moment. But you can't never have a job, or never need any protection provided by the government, it is certainly useful in the future, and the issuance of social security cards is also the trend, now all over the country are engaged in, the future is also the national network of universal.

In that case, why not get one now?

Second, the social security card profile

It is unified by the Ministry of Labor and Social Security planning, issued by the local labor security departments for the community, for the labor and social security business areas of the integrated circuit card (IC card). It is called social security (personal) card for urban workers, unemployed and retired people, and social security (employer) card for employers.

It is issued to those for whom social security is implemented by the relevant government departments, and can cover all aspects of social security for the individual concerned, including social insurance as well as employment services. In some areas, local governments have included more social management services according to local management needs.

? ? Third, the main function

Social security card face and card are recorded in the card holder's name, gender, civil status number and other basic information, the card identifies the card holder's personal status (employment, unemployment, retirement, etc.), can record the card holder's social insurance contributions, pension insurance personal account information, medical insurance personal account information, vocational qualifications and skills, employment, experience, work injuries and occupational diseases. experience, and the degree of disability from work-related injuries and occupational diseases. The social security card is an electronic voucher for workers in the field of labor security. Cardholders can use the card to seek medical treatment and settle their medical insurance accounts; they can use the card to handle pension insurance affairs; they can use the card to go to the relevant departments to apply for job-seeking and unemployment registration procedures, apply for unemployment insurance benefits, and apply for employment training; and they can use the card to apply for labor capacity appraisal and apply for work-related injuries insurance benefits. In addition, the social security card is still in the hands of the workers to open the door to contact with the system, with this key, the cardholder can query the information on the Internet, and in the future, you can also be on the Internet to handle the relevant labor and social security affairs.

Fourth, the conditions

People who meet the conditions for claiming the card can make an appointment by phone with the claim network or go directly to the streets (towns) social security card claim service outlets to apply for social security cards (including school registration card). When applying for a social security card, you need to bring your ID card, household registration book, application form (citizens with a collective household registration need to bring a certificate of household registration issued by the police station or police station where the household registration is located) and other relevant documents.

V. Future development

1. Loading services

According to the relevant regulations, the social security card is used as an ordinary bank card for financial applications such as cash deposit and withdrawal, money transfer, and consumption, etc. The financial applications of the social security card are RMB debit applications, which currently do not support credit functions, and the scope of use is within the territory of the People's Republic of China*** and the PRC.

It is reported that after the social security card is loaded with financial functions, the payment of social insurance premiums, the receipt of subsidies for employment support policies, the payment and return of medical expenses and other businesses, as well as the query of my social security-related information, are integrated into the social security card loaded with a bank account for processing.

2. Upgrading costs paid for

The costs are borne by the government, and cardholders are in principle only charged for the cost of the card.

3. Direction of function expansion

The general consideration of the scope of application of social security card is "urgent use first, gradually expand". At present, social security card is mainly used for medical insurance settlement, the next step in the expansion of functions is mainly in the pension insurance, in addition to unemployment insurance, maternity insurance, industrial injury insurance and so on.

4. Nationwide use

Currently, the state is building a nationwide interoperability platform, and a cross-regional exchange interface has been set up. The social security card has been designed from the beginning for nationwide use. The more than 170 regions currently approved for card issuance are allowed to issue cards because they have the conditions to meet the national standard.