How to deduct tax, bank and social security payment?

If the employee pays social security, after deducting the five insurances and one gold that should be deducted every month, the salary is still more than 5,000. Then you need to pay personal income tax, which is charged in proportion to your salary.

First, if I pay social security, how can I deduct the tax?

Five insurances and one gold are deducted from the salary, and then a tax is deducted. Social security and provident fund are deducted at the same time, in no order. After deducting five insurances and one gold, the special tax deduction items will be deducted. If the remaining amount is more than 5000 yuan, personal income tax will be deducted. If it is less than 5000 yuan, it shall be exempted from personal income tax.

Social security deduction is divided into two situations.

1. Withholding and remitting by the company: when paying the fee, both the individual payment part and the company payment part shall be paid according to the regulations, and only one of them shall not be paid.

Endowment insurance, units and individuals pay 22% and 8% respectively.

Medical insurance, units and individuals pay 12% and 2% respectively.

Unemployment insurance, units and individuals pay 2% and 1% respectively.

Maternity insurance units pay, individuals do not pay.

Industrial injury insurance units pay, individuals do not pay. The social security agency will transfer it together with the transfer next month. If the transfer fails for three consecutive months, the social insurance payment business of the payer will be stopped. If you want to settle the social security fee you owe, you should apply for deduction again at the personal payment window of the social security management station in your street.

2. Personal payment is withheld by the bank: you need to go to the local social security bureau to handle the bank withholding business, deposit money into the bank card every month, and the bank directly deducts money.

Second, the social security declaration matters needing attention

1. Payment companies belonging to online newspaper users must truthfully declare online payment before 15 every month, and can handle business 24 hours a day. The date of declaration shall be the time when the online tax system of the tax authorities receives the declaration data message.

2. After the payer's declaration is successful, the user should promptly initiate a deduction instruction in the online newspaper system to confirm whether the deduction is successful.

3. If the payer finds that the declaration is wrong after the declaration is successful, the user can void the declaration through the online newspaper system and then declare again. Prerequisites for void declaration: it must be the unpaid declaration record that has been successfully declared online this month.

3. What is the proportion of individual contributions in social security?

Social security includes: endowment insurance: the unit pays 2 1% per month and pays 8% by itself;

Medical insurance: the unit pays 9% per month, and 2% by itself plus 10 yuan serious illness co-ordination (serious illness co-ordination mainly covers hospitalization);

Unemployment insurance: the unit pays 2% per month and pays1%by itself;

Work-related injury insurance: the unit pays its own money every month, not a penny;

Maternity insurance: the unit pays itself every month, without paying a penny;

Housing accumulation fund: the unit pays 8% per month and 8% by itself.

To sum up, if you pay social security, you don't have to collect taxes. It depends on one's salary. My only job is to pay social security through the company, which usually pays most of the money. Employees themselves account for a small part.