How to consult medical insurance

Regarding medical insurance, you can consult in the following ways:

1. Local medical insurance bureau or social security center: You can go to the consultation window of the local medical insurance bureau or social security center and ask the staff all kinds of questions about medical insurance, including payment standard, reimbursement ratio and reimbursement process.

2. Telephone consultation: You can call the local medical insurance bureau and ask the staff for related questions.

3. Online consultation: Online consultation or online service may be provided in some areas. You can find relevant information and contact information on the official website of the local medical insurance bureau.

The benefits of medical insurance payment mainly include:

1, reduce the burden of medical expenses: medical insurance can reimburse part of medical expenses and reduce the economic burden of individuals and families.

2. Improve the level of medical insurance: With the adjustment of policies, the scope and proportion of medical insurance reimbursement will continue to increase, which can better protect the medical needs of the people.

3. Enhance the ability to resist risks: Medical insurance can provide certain economic security for the insured, and can reduce personal economic pressure when risks such as diseases occur.

4. Promote the fairness of medical services: The implementation of the medical insurance system can promote the fairness of medical services and enable more people to enjoy quality medical services.

To sum up, medical insurance concerns personal interests, and consultation channels should be diversified to meet the needs of different groups of people. The local medical insurance bureau or social security center is an organization that provides direct consultation services, while telephone consultation and online consultation are more convenient ways. Understanding the consultation methods of medical insurance issues will help to better safeguard personal rights and interests and understand relevant policies. In practice, you can choose the appropriate consultation method according to your actual situation.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.